Compare Today’s Mortgage Rates for Alsea, Oregon

Pureloan searches mortgage lenders and major banks in Alsea, Oregon 97324 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $9,098 or $25 / month is expected in Alsea and other areas of Lane county.

Pureloan’s search engine explores all home mortgage options in Alsea, Oregon 97324, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Alsea, Oregon 97324

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Alsea, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Alsea, OR 97324, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Alsea, OR

Historical Mortgage Rates for Alsea, Oregon 97324 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Alsea, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Alsea, Oregon 97324

If you’re looking to buy a new home in Alsea, we have compiled a list of the leading mortgage brokers around Alsea, Oregon 97324 to help you with your search.

Name
Address
Contact

Pacfirst Mortgage

440 1st Ave E

Albany OR 97324

(541) 791-4112

Bank Home Mortgage

1393 Clay St SE

Albany OR 97324

(541) 791-9262

Benchmark Mortgage

1005 Hill St SE

Albany OR 97324

(541) 791-4343

Pac First Mortgage

110 3rd Ave SE

Albany OR 97324

(541) 967-3060

Ace Cash Express

820 Pacific Blvd SE

Albany OR 97324

(541) 928-0404

customerservice@acecashexpress.com

Address

440 1st Ave E

Albany OR

Contact

(541) 791-4112

Address

1393 Clay St SE

Albany OR

Contact

(541) 791-9262

Address

1005 Hill St SE

Albany OR

Contact

(541) 791-4343

News on Mortgages and Reverse Mortgages for Alsea, Oregon 97324