Compare Today’s Mortgage Rates in Alsea, Oregon 97324
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Alsea, Oregon 97324.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $10,345 over the lifetime of your 30-year fixed loan, or a monthly savings of $29 in Alsea and other areas of Lane county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Alsea, Oregon 97324
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Alsea, Oregon 97324
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Alsea, OR 97324. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Alsea, Oregon 97324 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Alsea, Oregon and around Lane county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
| avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
| % 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
| avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
| Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
| Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
| Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
| % First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
| Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Alsea, Oregon 97324
For those searching for a new home in Alsea, we have compiled a list of the top mortgage brokers located in and around Alsea, Oregon 97324 to assist you with your search.
Name
Address
Contact
Pacfirst Mortgage
440 1st Ave E
Albany OR 97324
(541) 791-4112
Bank Home Mortgage
1393 Clay St SE
Albany OR 97324
(541) 791-9262
Benchmark Mortgage
1005 Hill St SE
Albany OR 97324
(541) 791-4343
Pac First Mortgage
110 3rd Ave SE
Albany OR 97324
(541) 967-3060
Ace Cash Express
820 Pacific Blvd SE
Albany OR 97324
(541) 928-0404
customerservice@acecashexpress.com
Address
440 1st Ave E
Albany OR
Contact
(541) 791-4112
Address
1393 Clay St SE
Albany OR
Contact
(541) 791-9262
Address
1005 Hill St SE
Albany OR
Contact
(541) 791-4343