Compare Today’s Mortgage Rates for Baker City, Oregon
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Baker City, Oregon 97814. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,774 or $19 / month in Baker City and other areas of Baker county.
Our search engine explores all home mortgage options in Baker City, Oregon 97814, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Baker City, Oregon 97814
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Baker City, OR
To forecast and predict mortgage rates in Baker City, OR 97814, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Baker City, Oregon 97814 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Baker City, Oregon and around Baker county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Baker City, Oregon 97814
If you’re looking to buy a new home in Baker City, we have compiled a list of the leading mortgage brokers around Baker City, Oregon 97814 to help you with your search.
Name
Address
Contact
United Finance Co.
2101 Main St
Baker City OR 97814
(541) 523-4479
http://www.unitedfinance.com
Pacific Intermountain Mortgage
2420 Main St
Baker City OR 97814
(541) 523-4079
http://pacificim.net
Allied Mortgage Resource
1435 Campbell St
Baker City OR 97814
(541) 524-7642
valerie.smith1@frontier.com
Integrated Mortgage Services
125 SE 7th St
Hermiston OR 97814
(541) 567-1045
Home Loan Center
115 W Hermiston Ave
Hermiston OR 97814
(541) 564-6154
duane.johnson@mannmortgage.com
Address
2101 Main St
Baker City OR
Contact
(541) 523-4479
http://www.unitedfinance.com
Address
2420 Main St
Baker City OR
Contact
(541) 523-4079
http://pacificim.net
Address
1435 Campbell St
Baker City OR
Contact
(541) 524-7642
valerie.smith1@frontier.com