Compare Today’s Mortgage Rates for Banks, Oregon
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Banks, Oregon 97106. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $24,739 or $69 / month in Banks and other areas of Washington county.
Our search engine explores all home mortgage options in Banks, Oregon 97106, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Banks, Oregon 97106
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Banks, Oregon 97106
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Banks, OR
To forecast and predict mortgage rates in Banks, OR 97106, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Banks, Oregon 97106 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Banks, Oregon and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Banks, Oregon 97106
If you’re looking to buy a new home in Banks, we have compiled a list of the leading mortgage brokers around Banks, Oregon 97106 to help you with your search.
Name
Address
Contact
Banks Capital Corporation
44095 NW Elk Mountain Rd
Banks OR 97106
(503) 844-4890
http://www.bankscapital.com/
Ace Cash Express
3012 Pacific Ave
Forest Grove OR 97106
(503) 359-1165
acepresident@acecashexpress.com
Mortgage Consulting
1915 Pacific Ave
Forest Grove OR 97106
(503) 372-5772
The Cash Company
2245 Baseline St
Cornelius OR 97106
(503) 359-1782
Redeemed Properties
54909 SW Patton Ave
Gaston OR 97106
(503) 985-3344
http://www.cbs.state.or.us/dfcs
Address
44095 NW Elk Mountain Rd
Banks OR
Contact
(503) 844-4890
http://www.bankscapital.com/
Address
3012 Pacific Ave
Forest Grove OR
Contact
(503) 359-1165
acepresident@acecashexpress.com
Address
1915 Pacific Ave
Forest Grove OR
Contact
(503) 372-5772