Compare Today’s Mortgage Rates for Bay City, Oregon

Pureloan searches mortgage lenders and major banks in Bay City, Oregon 97107 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,398 or $23 / month is expected in Bay City and other areas of Tillamook county.

Pureloan’s search engine explores all home mortgage options in Bay City, Oregon 97107, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Bay City, Oregon 97107

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Bay City, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Bay City, OR 97107, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Bay City, OR

Historical Mortgage Rates for Bay City, Oregon 97107 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Bay City, Oregon and around Tillamook county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Bay City, Oregon 97107

If you’re looking to buy a new home in Bay City, we have compiled a list of the leading mortgage brokers around Bay City, Oregon 97107 to help you with your search.

Name
Address
Contact

Ace Cash Express

3012 Pacific Ave

Forest Grove OR 97107

(503) 359-1165

acepresident@acecashexpress.com

Mortgage Consulting

1915 Pacific Ave

Forest Grove OR 97107

(503) 372-5772

The Cash Company

2245 Baseline St

Cornelius OR 97107

(503) 359-1782

Redeemed Properties

54909 SW Patton Ave

Gaston OR 97107

(503) 985-3344

http://www.cbs.state.or.us/dfcs

Cappuccino Corner at VW Credit

22823 NW Bennett St

Hillsboro OR 97107

(503) 615-7000

Address

3012 Pacific Ave

Forest Grove OR

Contact

(503) 359-1165

acepresident@acecashexpress.com

Address

1915 Pacific Ave

Forest Grove OR

Contact

(503) 372-5772

Address

2245 Baseline St

Cornelius OR

Contact

(503) 359-1782

News on Mortgages and Reverse Mortgages for Bay City, Oregon 97107