Compare Today’s Mortgage Rates for Bay City, Oregon
Pureloan searches mortgage lenders and major banks in Bay City, Oregon 97107 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,398 or $23 / month is expected in Bay City and other areas of Tillamook county.
Pureloan’s search engine explores all home mortgage options in Bay City, Oregon 97107, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Bay City, Oregon 97107
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Bay City, OR
To forecast and predict mortgage rates in Bay City, OR 97107, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Bay City, Oregon 97107 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Bay City, Oregon and around Tillamook county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Bay City, Oregon 97107
If you’re looking to buy a new home in Bay City, we have compiled a list of the leading mortgage brokers around Bay City, Oregon 97107 to help you with your search.
Name
Address
Contact
Ace Cash Express
3012 Pacific Ave
Forest Grove OR 97107
(503) 359-1165
acepresident@acecashexpress.com
Mortgage Consulting
1915 Pacific Ave
Forest Grove OR 97107
(503) 372-5772
The Cash Company
2245 Baseline St
Cornelius OR 97107
(503) 359-1782
Redeemed Properties
54909 SW Patton Ave
Gaston OR 97107
(503) 985-3344
http://www.cbs.state.or.us/dfcs
Cappuccino Corner at VW Credit
22823 NW Bennett St
Hillsboro OR 97107
(503) 615-7000
Address
3012 Pacific Ave
Forest Grove OR
Contact
(503) 359-1165
acepresident@acecashexpress.com
Address
1915 Pacific Ave
Forest Grove OR
Contact
(503) 372-5772
Address
2245 Baseline St
Cornelius OR
Contact
(503) 359-1782