Compare Today’s Mortgage Rates for Central Point, Oregon
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Central Point, Oregon 97502. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $17,633 or $49 / month in Central Point and other areas of Jackson county.
Our search engine explores all home mortgage options in Central Point, Oregon 97502, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Central Point, Oregon 97502


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Interactive Mortgage Rate Projections for Central Point, OR
To forecast and predict mortgage rates in Central Point, OR 97502, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Central Point, Oregon 97502 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Central Point, Oregon and around Jackson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
% 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
% First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Central Point, Oregon 97502
If you’re looking to buy a new home in Central Point, we have compiled a list of the leading mortgage brokers around Central Point, Oregon 97502 to help you with your search.
Strand Atkinson Williams & York
1780 E Pine St
Central Point OR 97502
(541) 618-6900
Farm Credit Service
650 E Pine St
Central Point OR 97502
(541) 665-6100
northwestfcs@accountlist.com
Wells Fargo Financial
1550 Biddle Rd
Medford OR 97502
(541) 779-5715
http://wellsfargo.com/
Countrywide Home Loans
615 Medford Ctr
Medford OR 97502
(541) 858-5008
http://www.countrywide.com/
Allen Mortgage Group
21 Hawthorne St
Medford OR 97502
(541) 857-5966
http://www.Realmortgageadvice.com
Address
1780 E Pine St
Central Point OR
Contact
(541) 618-6900
Address
650 E Pine St
Central Point OR
Contact
(541) 665-6100
northwestfcs@accountlist.com
Address
1550 Biddle Rd
Medford OR
Contact
(541) 779-5715
http://wellsfargo.com/