Compare Today’s Mortgage Rates for Central Point, Oregon

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Central Point, Oregon 97502. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $10,839 or $30 / month in Central Point and other areas of Jackson county.

Our search engine explores all home mortgage options in Central Point, Oregon 97502, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Central Point, Oregon 97502

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Central Point, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Central Point, OR 97502, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Central Point, OR

Historical Mortgage Rates for Central Point, Oregon 97502 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Central Point, Oregon and around Jackson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Central Point, Oregon 97502

If you’re looking to buy a new home in Central Point, we have compiled a list of the leading mortgage brokers around Central Point, Oregon 97502 to help you with your search.

Name
Address
Contact

Strand Atkinson Williams & York

1780 E Pine St

Central Point OR 97502

(541) 618-6900

Farm Credit Service

650 E Pine St

Central Point OR 97502

(541) 665-6100

northwestfcs@accountlist.com

Wells Fargo Financial

1550 Biddle Rd

Medford OR 97502

(541) 779-5715

http://wellsfargo.com/

Countrywide Home Loans

615 Medford Ctr

Medford OR 97502

(541) 858-5008

http://www.countrywide.com/

Allen Mortgage Group

21 Hawthorne St

Medford OR 97502

(541) 857-5966

http://www.Realmortgageadvice.com

Address

1780 E Pine St

Central Point OR

Contact

(541) 618-6900

Address

650 E Pine St

Central Point OR

Contact

(541) 665-6100

northwestfcs@accountlist.com

Address

1550 Biddle Rd

Medford OR

Contact

(541) 779-5715

http://wellsfargo.com/

News on Mortgages and Reverse Mortgages for Central Point, Oregon 97502