Compare Today’s Mortgage Rates for Christmas Valley, Oregon
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Christmas Valley, Oregon 97641. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,277 or $15 / month in Christmas Valley and surrounding areas of Lake county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Christmas Valley, Oregon 97641.
Summary of Average Mortgage Terms in Christmas Valley, Oregon 97641


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Interactive Mortgage Rate Projections for Christmas Valley, OR
To forecast and predict mortgage rates in Christmas Valley, OR 97641, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Christmas Valley, Oregon 97641 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Christmas Valley, Oregon and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
% 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
% First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Christmas Valley, Oregon 97641
If you’re looking to buy a new home in Christmas Valley, we have compiled a list of the leading mortgage brokers around Christmas Valley, Oregon 97641 to help you with your search.
All Seasons Mortgage Services Group
1420 Esplanade Ave
Klamath Falls OR 97641
(541) 850-9020
sheryl@allseasonsloans.com
United Finance Co.
2316 S 6th St
Klamath Falls OR 97641
(541) 882-3333
info@unitedfinancialcu.org
Mission Hills Mortgage Bankers
3815 S 6th St
Klamath Falls OR 97641
(541) 882-3320
http://www.mhmconline.com
Harvest Auto Credit
3350 S 6th St
Klamath Falls OR 97641
(541) 884-7469
Quik Check
3952 S 6th St
Klamath Falls OR 97641
(541) 883-3300
http://www.quikcheck.com/oregon-klamathfalls/
Address
1420 Esplanade Ave
Klamath Falls OR
Contact
(541) 850-9020
sheryl@allseasonsloans.com
Address
2316 S 6th St
Klamath Falls OR
Contact
(541) 882-3333
info@unitedfinancialcu.org
Address
3815 S 6th St
Klamath Falls OR
Contact
(541) 882-3320
http://www.mhmconline.com