Compare Today’s Mortgage Rates for Coos Bay, Oregon
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Coos Bay, Oregon 97420. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,774 or $41 / month in Coos Bay and surrounding areas of Coos county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Coos Bay, Oregon 97420.
Summary of Average Mortgage Terms in Coos Bay, Oregon 97420
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Interactive Mortgage Rate Projections for Coos Bay, OR
To forecast and predict mortgage rates in Coos Bay, OR 97420, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Coos Bay, Oregon 97420 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Coos Bay, Oregon and around Coos county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Coos Bay, Oregon 97420
If you’re looking to buy a new home in Coos Bay, we have compiled a list of the leading mortgage brokers around Coos Bay, Oregon 97420 to help you with your search.
American General Financial Svc
210 S 4th St
Coos Bay OR 97420
(541) 269-6960
http://www.loansfast.com
Wells Fargo Home Mortgage
200 N Broadway
Coos Bay OR 97420
(541) 267-0408
http://www.wellsfargo.com/mortgage/
Springleaf Financial Services
210 S 4th St
Coos Bay OR 97420
(541) 269-6960
compliancehelpline@slfs.com
Ace Cash Express
845 S Broadway
Coos Bay OR 97420
(541) 266-7000
customerservice@acecashexpress.com
Sierra Pacific Mortgage
170 S 2nd St
Coos Bay OR 97420
(888) 681-8383
http://www.sierrapacificmortgage.com/coosbay
Address
210 S 4th St
Coos Bay OR
Contact
(541) 269-6960
http://www.loansfast.com
Address
200 N Broadway
Coos Bay OR
Contact
(541) 267-0408
http://www.wellsfargo.com/mortgage/
Address
210 S 4th St
Coos Bay OR
Contact
(541) 269-6960
compliancehelpline@slfs.com