Compare Today’s Mortgage Rates for Cottage Grove, Oregon

Pureloan searches mortgage lenders and major banks in Cottage Grove, Oregon 97424 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $9,755 or $27 / month is expected in Cottage Grove and other areas of Lane county.

Pureloan’s search engine explores all home mortgage options in Cottage Grove, Oregon 97424, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Cottage Grove, Oregon 97424

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Cottage Grove, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cottage Grove, OR 97424, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Cottage Grove, OR

Historical Mortgage Rates for Cottage Grove, Oregon 97424 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Cottage Grove, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cottage Grove, Oregon 97424

If you’re looking to buy a new home in Cottage Grove, we have compiled a list of the leading mortgage brokers around Cottage Grove, Oregon 97424 to help you with your search.

Name
Address
Contact

Patriot Mortgage

640 N 9th St

Cottage Grove OR 97424

(541) 767-0520

brogan@patriotmortgageteam.com

Consumer Credit Counseling Service of Coos Curry

375 S 4th St

Coos Bay OR 97424

(541) 267-7040

http://www.cccscoos.org

Sierra Pacific Mortgage

777 N Bayshore Dr

Coos Bay OR 97424

(541) 808-3620

Evergreen Pacific

375 Central Ave

Coos Bay OR 97424

(541) 269-4650

http://www.evergreenpacificmtg.com

Cendent Mortgage

605 N Bayshore Dr

Coos Bay OR 97424

(541) 267-2401

Address

640 N 9th St

Cottage Grove OR

Contact

(541) 767-0520

brogan@patriotmortgageteam.com

Address

375 S 4th St

Coos Bay OR

Contact

(541) 267-7040

http://www.cccscoos.org

Address

777 N Bayshore Dr

Coos Bay OR

Contact

(541) 808-3620

News on Mortgages and Reverse Mortgages for Cottage Grove, Oregon 97424