Compare Today’s Mortgage Rates in Crater Lake, Oregon 97604
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Crater Lake, Oregon 97604.
Our search engine thoroughly explores all home mortgage options in Crater Lake, Oregon 97604, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,960 in lifetime cash or $22 per month in Crater Lake and other areas of Klamath county.
Summary of Average Mortgages in Crater Lake, Oregon 97604
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Interactive Mortgage Rate Projections for Crater Lake, Oregon 97604
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Crater Lake, OR 97604. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Crater Lake, Oregon 97604 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Crater Lake, Oregon and around Klamath county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
% 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
% First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Crater Lake, Oregon 97604
For those searching for a new home in Crater Lake, we have compiled a list of the top mortgage brokers located in and around Crater Lake, Oregon 97604 to assist you with your search.
All Seasons Mortgage Services Group
1420 Esplanade Ave
Klamath Falls OR 97604
(541) 850-9020
sheryl@allseasonsloans.com
United Finance Co.
2316 S 6th St
Klamath Falls OR 97604
(541) 882-3333
info@unitedfinancialcu.org
Mission Hills Mortgage Bankers
3815 S 6th St
Klamath Falls OR 97604
(541) 882-3320
http://www.mhmconline.com
Harvest Auto Credit
3350 S 6th St
Klamath Falls OR 97604
(541) 884-7469
Quik Check
3952 S 6th St
Klamath Falls OR 97604
(541) 883-3300
http://www.quikcheck.com/oregon-klamathfalls/
Address
1420 Esplanade Ave
Klamath Falls OR
Contact
(541) 850-9020
sheryl@allseasonsloans.com
Address
2316 S 6th St
Klamath Falls OR
Contact
(541) 882-3333
info@unitedfinancialcu.org
Address
3815 S 6th St
Klamath Falls OR
Contact
(541) 882-3320
http://www.mhmconline.com