Compare Today’s Mortgage Rates for Culp Creek, Oregon
Pureloan searches mortgage lenders and major banks in Culp Creek, Oregon 97427 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,458 or $46 / month is expected in Culp Creek and other areas of Lane county.
Pureloan’s search engine explores all home mortgage options in Culp Creek, Oregon 97427, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Culp Creek, Oregon 97427
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Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Culp Creek, OR
To forecast and predict mortgage rates in Culp Creek, OR 97427, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Culp Creek, Oregon 97427 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Culp Creek, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Culp Creek, Oregon 97427
If you’re looking to buy a new home in Culp Creek, we have compiled a list of the leading mortgage brokers around Culp Creek, Oregon 97427 to help you with your search.
Name
Address
Contact
Aloha Financial Service
24 Shoreline Dr
Florence OR 97427
(541) 997-2360
Gearhart Mortgage
21755 Highway 138 W
Elkton OR 97427
(541) 584-2408
Gallic Financial
146 E 12th Ave
Eugene OR 97427
(541) 434-1818
http://gallicfinancial.com
Robyn LaVassaur - Summit Funding
44 Club Rd
Eugene OR 97427
(541) 868-1852
teamlavassaur@summitfunding.net
Precision Funding
4710 Village Plaza Loop
Eugene OR 97427
(541) 681-8787
info@precisioncapital.net
Address
24 Shoreline Dr
Florence OR
Contact
(541) 997-2360
Address
21755 Highway 138 W
Elkton OR
Contact
(541) 584-2408
Address
146 E 12th Ave
Eugene OR
Contact
(541) 434-1818
http://gallicfinancial.com