Compare Today’s Mortgage Rates for Depoe Bay, Oregon

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Depoe Bay, Oregon 97341. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $13,385 or $37 / month in Depoe Bay and surrounding areas of Lincoln county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Depoe Bay, Oregon 97341.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Depoe Bay, Oregon 97341

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Depoe Bay, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Depoe Bay, OR 97341, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Depoe Bay, OR

Historical Mortgage Rates for Depoe Bay, Oregon 97341 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Depoe Bay, Oregon and around Lincoln county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Depoe Bay, Oregon 97341

If you’re looking to buy a new home in Depoe Bay, we have compiled a list of the leading mortgage brokers around Depoe Bay, Oregon 97341 to help you with your search.

Name
Address
Contact

Landmark Mortgage

698 12th St SE

Salem OR 97341

(971) 273-0387

Pacfirst Mortgage

440 1st Ave E

Albany OR 97341

(541) 791-4112

Springleaf Financial Services

486 Lancaster Dr NE

Salem OR 97341

(503) 362-3657

compliancehelpline@slfs.com

Rock River Financial

388 State St

Salem OR 97341

(503) 316-8000

ms@rockriverinc.com

Wells Fargo Financial

633 Lancaster Dr NE

Salem OR 97341

(503) 363-9161

reportphish@wellsfargo.com

Address

698 12th St SE

Salem OR

Contact

(971) 273-0387

Address

440 1st Ave E

Albany OR

Contact

(541) 791-4112

Address

486 Lancaster Dr NE

Salem OR

Contact

(503) 362-3657

compliancehelpline@slfs.com

News on Mortgages and Reverse Mortgages for Depoe Bay, Oregon 97341