Compare Today’s Mortgage Rates in Elkton, Oregon 97436
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Elkton, Oregon 97436.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Elkton, Oregon 97436. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,151 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Elkton and other areas of Douglas county.
Summary of Average Mortgages in Elkton, Oregon 97436
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Interactive Mortgage Rate Projections for Elkton, Oregon 97436
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Elkton, OR 97436. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Elkton, Oregon 97436 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Elkton, Oregon and around Douglas county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.16% | 95.68% | 97.62% | 94.66% | 94.98% | 93.40% | 92.81% | 94.34% | 92.54% |
avg mortgage rate | 6.52% | 4.60% | 3.05% | 3.45% | 4.43% | 4.69% | 4.24% | 3.95% | 4.15% |
% 15 year fixed mortgage | 1.58% | 3.48% | 2.07% | 4.08% | 4.31% | 5.41% | 5.94% | 4.83% | 6.31% |
avg mortgage rate | 5.56% | 3.79% | 2.52% | 2.96% | 3.80% | 4.09% | 3.54% | 3.24% | 3.38% |
Avg credit score | 758.76 | 758.39 | 756.25 | 763.62 | 755.10 | 763.96 | 755.53 | 756.77 | 760.34 |
Avg LTV (loan to value) | 78.45% | 77.91% | 79.99% | 80.71% | 80.12% | 78.15% | 80.01% | 81.73% | 81.71% |
Avg DTI (debt to income) | 39.29 | 37.54 | 36.16 | 36.47 | 36.57 | 36.57 | 35.97 | 35.34 | 34.55 |
% First time homebuyer | 42.63% | 34.21% | 37.11% | 35.09% | 34.40% | 26.60% | 25.90% | 29.24% | 26.82% |
Avg mortgage insurance % | 13.23% | 10.84% | 11.51% | 12.32% | 11.54% | 9.67% | 10.65% | 12.12% | 11.32% |
Best Mortgage Brokers around Elkton, Oregon 97436
For those searching for a new home in Elkton, we have compiled a list of the top mortgage brokers located in and around Elkton, Oregon 97436 to assist you with your search.
Gearhart Mortgage
21755 Highway 138 W
Elkton OR 97436
(541) 584-2408
Alpine Mortgage Planning
620 Greenwood St
Junction City OR 97436
(541) 342-5798
jirving@alpinemc.com
Pinnacle Capital Mortgage Corporation
620 Greenwood St
Junction City OR 97436
(541) 234-2049
Pac First Mortgage
1680 Ivy St
Junction City OR 97436
(541) 998-3480
carterr@pacfirstmortgage.com
Gallic Financial
146 E 12th Ave
Eugene OR 97436
(541) 434-1818
http://gallicfinancial.com
Address
21755 Highway 138 W
Elkton OR
Contact
(541) 584-2408
Address
620 Greenwood St
Junction City OR
Contact
(541) 342-5798
jirving@alpinemc.com
Address
620 Greenwood St
Junction City OR
Contact
(541) 234-2049