Compare Today’s Mortgage Rates for Elmira, Oregon

Pureloan searches mortgage lenders and major banks in Elmira, Oregon 97437 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $22,462 or $62 / month is expected in Elmira and other areas of Lane county.

Pureloan’s search engine explores all home mortgage options in Elmira, Oregon 97437, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Elmira, Oregon 97437

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Elmira, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Elmira, OR 97437, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Elmira, OR

Historical Mortgage Rates for Elmira, Oregon 97437 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Elmira, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Elmira, Oregon 97437

If you’re looking to buy a new home in Elmira, we have compiled a list of the leading mortgage brokers around Elmira, Oregon 97437 to help you with your search.

Name
Address
Contact

Alpine Mortgage Planning

620 Greenwood St

Junction City OR 97437

(541) 342-5798

jirving@alpinemc.com

Pinnacle Capital Mortgage Corporation

620 Greenwood St

Junction City OR 97437

(541) 234-2049

Pac First Mortgage

1680 Ivy St

Junction City OR 97437

(541) 998-3480

carterr@pacfirstmortgage.com

Gallic Financial

146 E 12th Ave

Eugene OR 97437

(541) 434-1818

http://gallicfinancial.com

Robyn LaVassaur - Summit Funding

44 Club Rd

Eugene OR 97437

(541) 868-1852

teamlavassaur@summitfunding.net

Address

620 Greenwood St

Junction City OR

Contact

(541) 342-5798

jirving@alpinemc.com

Address

620 Greenwood St

Junction City OR

Contact

(541) 234-2049

Address

1680 Ivy St

Junction City OR

Contact

(541) 998-3480

carterr@pacfirstmortgage.com