Compare Today’s Mortgage Rates for Elmira, Oregon
Pureloan searches mortgage lenders and major banks in Elmira, Oregon 97437 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $22,462 or $62 / month is expected in Elmira and other areas of Lane county.
Pureloan’s search engine explores all home mortgage options in Elmira, Oregon 97437, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Elmira, Oregon 97437
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Elmira, Oregon 97437
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Elmira, OR
To forecast and predict mortgage rates in Elmira, OR 97437, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Elmira, Oregon 97437 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Elmira, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Elmira, Oregon 97437
If you’re looking to buy a new home in Elmira, we have compiled a list of the leading mortgage brokers around Elmira, Oregon 97437 to help you with your search.
Name
Address
Contact
Alpine Mortgage Planning
620 Greenwood St
Junction City OR 97437
(541) 342-5798
jirving@alpinemc.com
Pinnacle Capital Mortgage Corporation
620 Greenwood St
Junction City OR 97437
(541) 234-2049
Pac First Mortgage
1680 Ivy St
Junction City OR 97437
(541) 998-3480
carterr@pacfirstmortgage.com
Gallic Financial
146 E 12th Ave
Eugene OR 97437
(541) 434-1818
http://gallicfinancial.com
Robyn LaVassaur - Summit Funding
44 Club Rd
Eugene OR 97437
(541) 868-1852
teamlavassaur@summitfunding.net
Address
620 Greenwood St
Junction City OR
Contact
(541) 342-5798
jirving@alpinemc.com
Address
620 Greenwood St
Junction City OR
Contact
(541) 234-2049
Address
1680 Ivy St
Junction City OR
Contact
(541) 998-3480
carterr@pacfirstmortgage.com