Compare Today’s Mortgage Rates for Eugene, Oregon
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Eugene, Oregon 97405. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,669 or $35 / month in Eugene and other areas of Lane county.
Our search engine explores all home mortgage options in Eugene, Oregon 97405, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Eugene, Oregon 97405
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Eugene, OR
To forecast and predict mortgage rates in Eugene, OR 97405, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Eugene, Oregon 97405 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Eugene, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Eugene, Oregon 97405
If you’re looking to buy a new home in Eugene, we have compiled a list of the leading mortgage brokers around Eugene, Oregon 97405 to help you with your search.
Name
Address
Contact
Primelending
2001 Franklin Blvd
Eugene OR 97405
(541) 344-8090
http://www.primelending.com
Speedy Cash
1925 River Rd
Eugene OR 97405
(541) 607-1177
http://speedycash.com/
National Fidelity Mortgage
40 Irving Rd
Eugene OR 97405
(541) 393-6896
Infinity Lending
835 Bobolink Ave
Eugene OR 97405
(541) 484-5626
Dream Home Mortgage
4833 Calumet Way
Eugene OR 97405
(541) 689-0543
http://www.aeriemortgage.com
Address
2001 Franklin Blvd
Eugene OR
Contact
(541) 344-8090
http://www.primelending.com
Address
1925 River Rd
Eugene OR
Contact
(541) 607-1177
http://speedycash.com/
Address
40 Irving Rd
Eugene OR
Contact
(541) 393-6896