Compare Today’s Mortgage Rates for Eugene, Oregon

Pureloan searches mortgage lenders and major banks in Eugene, Oregon 97440 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $15,038 or $42 / month is expected in Eugene and other areas of Lane county.

Pureloan’s search engine explores all home mortgage options in Eugene, Oregon 97440, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Eugene, Oregon 97440

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Eugene, OR 97440, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Eugene, Oregon 97440 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Eugene, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Eugene, Oregon 97440

If you’re looking to buy a new home in Eugene, we have compiled a list of the leading mortgage brokers around Eugene, Oregon 97440 to help you with your search.

Name
Address
Contact

Primelending

2001 Franklin Blvd

Eugene OR 97440

(541) 344-8090

http://www.primelending.com

Speedy Cash

1925 River Rd

Eugene OR 97440

(541) 607-1177

http://speedycash.com/

National Fidelity Mortgage

40 Irving Rd

Eugene OR 97440

(541) 393-6896

Infinity Lending

835 Bobolink Ave

Eugene OR 97440

(541) 484-5626

Dream Home Mortgage

4833 Calumet Way

Eugene OR 97440

(541) 689-0543

http://www.aeriemortgage.com

Address

2001 Franklin Blvd

Eugene OR

Contact

(541) 344-8090

http://www.primelending.com

Address

1925 River Rd

Eugene OR

Contact

(541) 607-1177

http://speedycash.com/

Address

40 Irving Rd

Eugene OR

Contact

(541) 393-6896

News on Mortgages and Reverse Mortgages for Eugene, Oregon 97440