Compare Today’s Mortgage Rates for Eugene, Oregon
Pureloan searches mortgage lenders and major banks in Eugene, Oregon 97440 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $15,038 or $42 / month is expected in Eugene and other areas of Lane county.
Pureloan’s search engine explores all home mortgage options in Eugene, Oregon 97440, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Eugene, Oregon 97440
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Eugene, OR 97440, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Eugene, Oregon 97440 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Eugene, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Eugene, Oregon 97440
If you’re looking to buy a new home in Eugene, we have compiled a list of the leading mortgage brokers around Eugene, Oregon 97440 to help you with your search.
Name
Address
Contact
Primelending
2001 Franklin Blvd
Eugene OR 97440
(541) 344-8090
http://www.primelending.com
Speedy Cash
1925 River Rd
Eugene OR 97440
(541) 607-1177
http://speedycash.com/
National Fidelity Mortgage
40 Irving Rd
Eugene OR 97440
(541) 393-6896
Infinity Lending
835 Bobolink Ave
Eugene OR 97440
(541) 484-5626
Dream Home Mortgage
4833 Calumet Way
Eugene OR 97440
(541) 689-0543
http://www.aeriemortgage.com
Address
2001 Franklin Blvd
Eugene OR
Contact
(541) 344-8090
http://www.primelending.com
Address
1925 River Rd
Eugene OR
Contact
(541) 607-1177
http://speedycash.com/
Address
40 Irving Rd
Eugene OR
Contact
(541) 393-6896