Compare Today’s Mortgage Rates in Eugene, Oregon 97403
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Eugene, Oregon 97403.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $12,693 over the lifetime of your 30-year fixed loan, or a monthly savings of $35 in Eugene and other areas of Lane county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Eugene, Oregon 97403
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Eugene, Oregon 97403
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Eugene, OR 97403. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Eugene, Oregon 97403 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Eugene, Oregon and around Lane county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.16% | 95.68% | 97.62% | 94.66% | 94.98% | 93.40% | 92.81% | 94.34% | 92.54% |
avg mortgage rate | 6.52% | 4.60% | 3.05% | 3.45% | 4.43% | 4.69% | 4.24% | 3.95% | 4.15% |
% 15 year fixed mortgage | 1.58% | 3.48% | 2.07% | 4.08% | 4.31% | 5.41% | 5.94% | 4.83% | 6.31% |
avg mortgage rate | 5.56% | 3.79% | 2.52% | 2.96% | 3.80% | 4.09% | 3.54% | 3.24% | 3.38% |
Avg credit score | 758.76 | 758.39 | 756.25 | 763.62 | 755.10 | 763.96 | 755.53 | 756.77 | 760.34 |
Avg LTV (loan to value) | 78.45% | 77.91% | 79.99% | 80.71% | 80.12% | 78.15% | 80.01% | 81.73% | 81.71% |
Avg DTI (debt to income) | 39.29 | 37.54 | 36.16 | 36.47 | 36.57 | 36.57 | 35.97 | 35.34 | 34.55 |
% First time homebuyer | 42.63% | 34.21% | 37.11% | 35.09% | 34.40% | 26.60% | 25.90% | 29.24% | 26.82% |
Avg mortgage insurance % | 13.23% | 10.84% | 11.51% | 12.32% | 11.54% | 9.67% | 10.65% | 12.12% | 11.32% |
Best Mortgage Brokers around Eugene, Oregon 97403
For those searching for a new home in Eugene, we have compiled a list of the top mortgage brokers located in and around Eugene, Oregon 97403 to assist you with your search.
Name
Address
Contact
Primelending
2001 Franklin Blvd
Eugene OR 97403
(541) 344-8090
http://www.primelending.com
Speedy Cash
1925 River Rd
Eugene OR 97403
(541) 607-1177
http://speedycash.com/
National Fidelity Mortgage
40 Irving Rd
Eugene OR 97403
(541) 393-6896
Infinity Lending
835 Bobolink Ave
Eugene OR 97403
(541) 484-5626
Dream Home Mortgage
4833 Calumet Way
Eugene OR 97403
(541) 689-0543
http://www.aeriemortgage.com
Address
2001 Franklin Blvd
Eugene OR
Contact
(541) 344-8090
http://www.primelending.com
Address
1925 River Rd
Eugene OR
Contact
(541) 607-1177
http://speedycash.com/
Address
40 Irving Rd
Eugene OR
Contact
(541) 393-6896