Compare Today’s Mortgage Rates for Falls City, Oregon
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Falls City, Oregon 97344. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,445 or $43 / month in Falls City and surrounding areas of Polk county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Falls City, Oregon 97344.
Summary of Average Mortgage Terms in Falls City, Oregon 97344


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Interactive Mortgage Rate Projections for Falls City, OR
To forecast and predict mortgage rates in Falls City, OR 97344, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Falls City, Oregon 97344 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Falls City, Oregon and around Polk county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
% 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
% First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Falls City, Oregon 97344
If you’re looking to buy a new home in Falls City, we have compiled a list of the leading mortgage brokers around Falls City, Oregon 97344 to help you with your search.
Landmark Mortgage
698 12th St SE
Salem OR 97344
(971) 273-0387
Pacfirst Mortgage
440 1st Ave E
Albany OR 97344
(541) 791-4112
Springleaf Financial Services
486 Lancaster Dr NE
Salem OR 97344
(503) 362-3657
compliancehelpline@slfs.com
Rock River Financial
388 State St
Salem OR 97344
(503) 316-8000
ms@rockriverinc.com
Wells Fargo Financial
633 Lancaster Dr NE
Salem OR 97344
(503) 363-9161
reportphish@wellsfargo.com
Address
698 12th St SE
Salem OR
Contact
(971) 273-0387
Address
440 1st Ave E
Albany OR
Contact
(541) 791-4112
Address
486 Lancaster Dr NE
Salem OR
Contact
(503) 362-3657
compliancehelpline@slfs.com