Compare Today’s Mortgage Rates for Gold Beach, Oregon
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gold Beach, Oregon 97444. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,562 or $32 / month in Gold Beach and surrounding areas of Curry county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gold Beach, Oregon 97444.
Summary of Average Mortgage Terms in Gold Beach, Oregon 97444
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gold Beach, OR
To forecast and predict mortgage rates in Gold Beach, OR 97444, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Gold Beach, Oregon 97444 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Gold Beach, Oregon and around Curry county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Gold Beach, Oregon 97444
If you’re looking to buy a new home in Gold Beach, we have compiled a list of the leading mortgage brokers around Gold Beach, Oregon 97444 to help you with your search.
Name
Address
Contact
Alpine Mortgage Planning
620 Greenwood St
Junction City OR 97444
(541) 342-5798
jirving@alpinemc.com
Pinnacle Capital Mortgage Corporation
620 Greenwood St
Junction City OR 97444
(541) 234-2049
Pac First Mortgage
1680 Ivy St
Junction City OR 97444
(541) 998-3480
carterr@pacfirstmortgage.com
Gallic Financial
146 E 12th Ave
Eugene OR 97444
(541) 434-1818
http://gallicfinancial.com
Robyn LaVassaur - Summit Funding
44 Club Rd
Eugene OR 97444
(541) 868-1852
teamlavassaur@summitfunding.net
Address
620 Greenwood St
Junction City OR
Contact
(541) 342-5798
jirving@alpinemc.com
Address
620 Greenwood St
Junction City OR
Contact
(541) 234-2049
Address
1680 Ivy St
Junction City OR
Contact
(541) 998-3480
carterr@pacfirstmortgage.com