Compare Today’s Mortgage Rates for Happy Valley, Oregon

Pureloan searches mortgage lenders and major banks in Happy Valley, Oregon 97086 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $19,299 or $54 / month is expected in Happy Valley and other areas of Clackamas county.

Pureloan’s search engine explores all home mortgage options in Happy Valley, Oregon 97086, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Happy Valley, Oregon 97086

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Happy Valley, OR 97086, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Happy Valley, Oregon 97086 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Happy Valley, Oregon and around Clackamas county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Happy Valley, Oregon 97086

If you’re looking to buy a new home in Happy Valley, we have compiled a list of the leading mortgage brokers around Happy Valley, Oregon 97086 to help you with your search.

Name
Address
Contact

Residential Lending Group

9201 SE 91st Ave

Happy Valley OR 97086

(503) 777-5800

Columbia Mortgage Corporation

12050 SE Stevens Rd

Happy Valley OR 97086

(503) 652-5242

http://www.cbs.state.or.us/dfcs

Beneficial Finance

11211 SE 82nd Ave

Happy Valley OR 97086

(503) 653-6819

http://www.beneficial.com

Equity Residential

8640 SE Causey Ave

Happy Valley OR 97086

(503) 654-4823

http://equityapartments.com

Pinnacle Funding Group

10171 SE Champagne Ln

Happy Valley OR 97086

(503) 771-4700

http://www.cbs.state.or.us/dfcs

Address

9201 SE 91st Ave

Happy Valley OR

Contact

(503) 777-5800

Address

12050 SE Stevens Rd

Happy Valley OR

Contact

(503) 652-5242

http://www.cbs.state.or.us/dfcs

Address

11211 SE 82nd Ave

Happy Valley OR

Contact

(503) 653-6819

http://www.beneficial.com

News on Mortgages and Reverse Mortgages for Happy Valley, Oregon 97086