Compare Today’s Mortgage Rates in Happy Valley, Oregon 97086
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Happy Valley, Oregon 97086.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $18,858 over the lifetime of your 30-year fixed loan, or a monthly savings of $52 in Happy Valley and other areas of Clackamas county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Happy Valley, Oregon 97086
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Interactive Mortgage Rate Projections for Happy Valley, Oregon 97086
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Happy Valley, OR 97086. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Happy Valley, Oregon 97086 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Happy Valley, Oregon and around Clackamas county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
% 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
% First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Happy Valley, Oregon 97086
For those searching for a new home in Happy Valley, we have compiled a list of the top mortgage brokers located in and around Happy Valley, Oregon 97086 to assist you with your search.
Residential Lending Group
9201 SE 91st Ave
Happy Valley OR 97086
(503) 777-5800
Columbia Mortgage Corporation
12050 SE Stevens Rd
Happy Valley OR 97086
(503) 652-5242
http://www.cbs.state.or.us/dfcs
Beneficial Finance
11211 SE 82nd Ave
Happy Valley OR 97086
(503) 653-6819
http://www.beneficial.com
Equity Residential
8640 SE Causey Ave
Happy Valley OR 97086
(503) 654-4823
http://equityapartments.com
Pinnacle Funding Group
10171 SE Champagne Ln
Happy Valley OR 97086
(503) 771-4700
http://www.cbs.state.or.us/dfcs
Address
9201 SE 91st Ave
Happy Valley OR
Contact
(503) 777-5800
Address
12050 SE Stevens Rd
Happy Valley OR
Contact
(503) 652-5242
http://www.cbs.state.or.us/dfcs
Address
11211 SE 82nd Ave
Happy Valley OR
Contact
(503) 653-6819
http://www.beneficial.com