Compare Today’s Mortgage Rates for Hereford, Oregon
Pureloan searches mortgage lenders and major banks in Hereford, Oregon 97837 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $14,102 or $39 / month is expected in Hereford and other areas of Baker county.
Pureloan’s search engine explores all home mortgage options in Hereford, Oregon 97837, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Hereford, Oregon 97837
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Hereford, OR
To forecast and predict mortgage rates in Hereford, OR 97837, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hereford, Oregon 97837 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Hereford, Oregon and around Baker county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hereford, Oregon 97837
If you’re looking to buy a new home in Hereford, we have compiled a list of the leading mortgage brokers around Hereford, Oregon 97837 to help you with your search.
Name
Address
Contact
Integrated Mortgage Services
125 SE 7th St
Hermiston OR 97837
(541) 567-1045
Home Loan Center
115 W Hermiston Ave
Hermiston OR 97837
(541) 564-6154
duane.johnson@mannmortgage.com
Wells Fargo Home Mortgage
130 NE 2nd St
Hermiston OR 97837
(541) 564-1979
june.anderson@wellsfargo.com
Academy Mortgage - Hermiston
295 E Main St
Hermiston OR 97837
(541) 371-1155
contact@academymortgage.com
Hometown Mortgage-Eastern
955 SE 4th St
Hermiston OR 97837
(541) 564-5900
http://www.hermistonhomeloans.com/
Address
125 SE 7th St
Hermiston OR
Contact
(541) 567-1045
Address
115 W Hermiston Ave
Hermiston OR
Contact
(541) 564-6154
duane.johnson@mannmortgage.com
Address
130 NE 2nd St
Hermiston OR
Contact
(541) 564-1979
june.anderson@wellsfargo.com