Compare Today’s Mortgage Rates in Hood River, Oregon 97031
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Hood River, Oregon 97031.
Our search engine thoroughly explores all home mortgage options in Hood River, Oregon 97031, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $17,408 in lifetime cash or $48 per month in Hood River and other areas of Hood River county.
45.671058
-121.539104
40248
Summary of Average Mortgages in Hood River, Oregon 97031
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Hood River, Oregon 97031
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Hood River, Oregon 97031
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hood River, OR 97031. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hood River, Oregon 97031 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hood River, Oregon and around Hood River county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
% 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
% First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Hood River, Oregon 97031
For those searching for a new home in Hood River, we have compiled a list of the top mortgage brokers located in and around Hood River, Oregon 97031 to assist you with your search.
Name
Address
Contact
Waquif
310 Oak St
Hood River OR 97031
(541) 308-0311
Westcorp Mortgage Group
509 Cascade Ave
Hood River OR 97031
(541) 387-2927
http://www.westcorpmtg.com
Discover Mortgage Company
514 State St
Hood River OR 97031
(541) 387-5363
http://www.discovermortgage.com
Rko Mortgage
606 State St
Hood River OR 97031
(541) 386-1075
http://www.rkocapital.com
Mortgage Express
14 Oak St
Hood River OR 97031
(541) 386-4416
Address
310 Oak St
Hood River OR
Contact
(541) 308-0311
Address
509 Cascade Ave
Hood River OR
Contact
(541) 387-2927
http://www.westcorpmtg.com
Address
514 State St
Hood River OR
Contact
(541) 387-5363
http://www.discovermortgage.com