Compare Today’s Mortgage Rates for Hood River, Oregon
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Hood River, Oregon 97031. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $17,815 or $49 / month in Hood River and surrounding areas of Hood River county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Hood River, Oregon 97031.
Summary of Average Mortgage Terms in Hood River, Oregon 97031
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Hood River, OR 97031, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hood River, Oregon 97031 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Hood River, Oregon and around Hood River county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hood River, Oregon 97031
If you’re looking to buy a new home in Hood River, we have compiled a list of the leading mortgage brokers around Hood River, Oregon 97031 to help you with your search.
Name
Address
Contact
Waquif
310 Oak St
Hood River OR 97031
(541) 308-0311
Westcorp Mortgage Group
509 Cascade Ave
Hood River OR 97031
(541) 387-2927
http://www.westcorpmtg.com
Discover Mortgage Company
514 State St
Hood River OR 97031
(541) 387-5363
http://www.discovermortgage.com
Rko Mortgage
606 State St
Hood River OR 97031
(541) 386-1075
http://www.rkocapital.com
Mortgage Express
14 Oak St
Hood River OR 97031
(541) 386-4416
Address
310 Oak St
Hood River OR
Contact
(541) 308-0311
Address
509 Cascade Ave
Hood River OR
Contact
(541) 387-2927
http://www.westcorpmtg.com
Address
514 State St
Hood River OR
Contact
(541) 387-5363
http://www.discovermortgage.com