Compare Today’s Mortgage Rates in Independence, Oregon 97351
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Independence, Oregon 97351.
Our search engine thoroughly explores all home mortgage options in Independence, Oregon 97351, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,848 in lifetime cash or $30 per month in Independence and other areas of Polk county.
Summary of Average Mortgages in Independence, Oregon 97351
Become a certified mortgage expert on Pureloan.com
in Independence, Oregon 97351
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Independence, Oregon 97351
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Independence, OR 97351. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Independence, Oregon 97351 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Independence, Oregon and around Polk county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
% 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
% First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Independence, Oregon 97351
For those searching for a new home in Independence, we have compiled a list of the top mortgage brokers located in and around Independence, Oregon 97351 to assist you with your search.
Cashco Financial Service
31 E Ash St
Lebanon OR 97351
(541) 259-4600
http://www.cashcoloan.com
Oregon Dream Mortgage
589 S 2nd St
Lebanon OR 97351
(541) 259-6677
http://www.staytonmortgage.com
Mortgage Payment Assistance
300 Market St
Lebanon OR 97351
(541) 570-1712
http://www.communityservices.us/
Home Solutions
895 S 2nd St
Lebanon OR 97351
(541) 258-5555
G Baker & Associates
39440 Woodbine Dr
Lebanon OR 97351
(541) 258-7689
Address
31 E Ash St
Lebanon OR
Contact
(541) 259-4600
http://www.cashcoloan.com
Address
589 S 2nd St
Lebanon OR
Contact
(541) 259-6677
http://www.staytonmortgage.com
Address
300 Market St
Lebanon OR
Contact
(541) 570-1712
http://www.communityservices.us/