Compare Today’s Mortgage Rates for Independence, Oregon

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Independence, Oregon 97351. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $10,162 or $28 / month in Independence and surrounding areas of Polk county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Independence, Oregon 97351.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Independence, Oregon 97351

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Independence, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Independence, OR 97351, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Independence, OR

Historical Mortgage Rates for Independence, Oregon 97351 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Independence, Oregon and around Polk county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Independence, Oregon 97351

If you’re looking to buy a new home in Independence, we have compiled a list of the leading mortgage brokers around Independence, Oregon 97351 to help you with your search.

Name
Address
Contact

Cashco Financial Service

31 E Ash St

Lebanon OR 97351

(541) 259-4600

http://www.cashcoloan.com

Oregon Dream Mortgage

589 S 2nd St

Lebanon OR 97351

(541) 259-6677

http://www.staytonmortgage.com

Mortgage Payment Assistance

300 Market St

Lebanon OR 97351

(541) 570-1712

http://www.communityservices.us/

Home Solutions

895 S 2nd St

Lebanon OR 97351

(541) 258-5555

G Baker & Associates

39440 Woodbine Dr

Lebanon OR 97351

(541) 258-7689

Address

31 E Ash St

Lebanon OR

Contact

(541) 259-4600

http://www.cashcoloan.com

Address

589 S 2nd St

Lebanon OR

Contact

(541) 259-6677

http://www.staytonmortgage.com

Address

300 Market St

Lebanon OR

Contact

(541) 570-1712

http://www.communityservices.us/

News on Mortgages and Reverse Mortgages for Independence, Oregon 97351