Compare Today’s Mortgage Rates in John Day, Oregon 97845
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in John Day, Oregon 97845.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in John Day, Oregon 97845. For a 30-year fixed loan, our calculations show that you can expect to save up to $6,866 over the lifetime of your mortgage, which translates to a monthly savings of $19 in John Day and other areas of Grant county.
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Summary of Average Mortgages in John Day, Oregon 97845
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for John Day, Oregon 97845
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in John Day, OR 97845. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in John Day, Oregon 97845 from 2024 - 2016
We have compiled mortgage rates charts for home loans in John Day, Oregon and around Grant county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
| avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
| % 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
| avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
| Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
| Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
| Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
| % First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
| Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around John Day, Oregon 97845
For those searching for a new home in John Day, we have compiled a list of the top mortgage brokers located in and around John Day, Oregon 97845 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
1320 Adams Ave
La Grande OR 97845
(541) 962-7320
reportphish@wellsfargo.com
United Finance Co.
113 Elm St
La Grande OR 97845
(541) 963-6600
info@unitedfinancialcu.org
Allied Mortgage Resource
2108 Island Ave
La Grande OR 97845
(541) 962-7557
Columbia First Mortgage
102 Greenwood St
La Grande OR 97845
(541) 963-4900
Director's Mortgage
102 Greenwood St
La Grande OR 97845
(541) 963-4900
Address
1320 Adams Ave
La Grande OR
Contact
(541) 962-7320
reportphish@wellsfargo.com
Address
113 Elm St
La Grande OR
Contact
(541) 963-6600
info@unitedfinancialcu.org
Address
2108 Island Ave
La Grande OR
Contact
(541) 962-7557