Compare Today’s Mortgage Rates for John Day, Oregon
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in John Day, Oregon 97845. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,912 or $25 / month in John Day and other areas of Grant county.
Our search engine explores all home mortgage options in John Day, Oregon 97845, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in John Day, Oregon 97845
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for John Day, OR
To forecast and predict mortgage rates in John Day, OR 97845, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for John Day, Oregon 97845 from 2014 - 2021
We have compiled mortgage rate charts for home loans in John Day, Oregon and around Grant county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around John Day, Oregon 97845
If you’re looking to buy a new home in John Day, we have compiled a list of the leading mortgage brokers around John Day, Oregon 97845 to help you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
1320 Adams Ave
La Grande OR 97845
(541) 962-7320
reportphish@wellsfargo.com
United Finance Co.
113 Elm St
La Grande OR 97845
(541) 963-6600
info@unitedfinancialcu.org
Allied Mortgage Resource
2108 Island Ave
La Grande OR 97845
(541) 962-7557
Columbia First Mortgage
102 Greenwood St
La Grande OR 97845
(541) 963-4900
Director's Mortgage
102 Greenwood St
La Grande OR 97845
(541) 963-4900
Address
1320 Adams Ave
La Grande OR
Contact
(541) 962-7320
reportphish@wellsfargo.com
Address
113 Elm St
La Grande OR
Contact
(541) 963-6600
info@unitedfinancialcu.org
Address
2108 Island Ave
La Grande OR
Contact
(541) 962-7557