Compare Today’s Mortgage Rates for Joseph, Oregon

Pureloan searches mortgage lenders and major banks in Joseph, Oregon 97846 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,926 or $33 / month is expected in Joseph and other areas of Wallowa county.

Pureloan’s search engine explores all home mortgage options in Joseph, Oregon 97846, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Joseph, Oregon 97846

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Joseph, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Joseph, OR 97846, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Joseph, OR

Historical Mortgage Rates for Joseph, Oregon 97846 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Joseph, Oregon and around Wallowa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Joseph, Oregon 97846

If you’re looking to buy a new home in Joseph, we have compiled a list of the leading mortgage brokers around Joseph, Oregon 97846 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

1320 Adams Ave

La Grande OR 97846

(541) 962-7320

reportphish@wellsfargo.com

United Finance Co.

113 Elm St

La Grande OR 97846

(541) 963-6600

info@unitedfinancialcu.org

Allied Mortgage Resource

2108 Island Ave

La Grande OR 97846

(541) 962-7557

Columbia First Mortgage

102 Greenwood St

La Grande OR 97846

(541) 963-4900

Director's Mortgage

102 Greenwood St

La Grande OR 97846

(541) 963-4900

Address

1320 Adams Ave

La Grande OR

Contact

(541) 962-7320

reportphish@wellsfargo.com

Address

113 Elm St

La Grande OR

Contact

(541) 963-6600

info@unitedfinancialcu.org

Address

2108 Island Ave

La Grande OR

Contact

(541) 962-7557

News on Mortgages and Reverse Mortgages for Joseph, Oregon 97846