Compare Today’s Mortgage Rates for Junction City, Oregon

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Junction City, Oregon 97448. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,926 or $33 / month in Junction City and surrounding areas of Lane county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Junction City, Oregon 97448.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Junction City, Oregon 97448

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Junction City, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Junction City, OR 97448, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Junction City, OR

Historical Mortgage Rates for Junction City, Oregon 97448 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Junction City, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Junction City, Oregon 97448

If you’re looking to buy a new home in Junction City, we have compiled a list of the leading mortgage brokers around Junction City, Oregon 97448 to help you with your search.

Name
Address
Contact

Pac First Mortgage

1680 Ivy St

Junction City OR 97448

(541) 998-3480

carterr@pacfirstmortgage.com

Pinnacle Capital Mortgage Corporation

620 Greenwood St

Junction City OR 97448

(541) 234-2049

Alpine Mortgage Planning

620 Greenwood St

Junction City OR 97448

(541) 342-5798

jirving@alpinemc.com

CCD Business Development

2455 Maple Leaf Ln

North Bend OR 97448

(541) 756-4101

http://www.bizcenter.org

Pacific Coast Financial

85831 Parklane Cir

Pleasant Hill OR 97448

(541) 345-3935

http://www.eugeneoregonforeclosures.com/

Address

1680 Ivy St

Junction City OR

Contact

(541) 998-3480

carterr@pacfirstmortgage.com

Address

620 Greenwood St

Junction City OR

Contact

(541) 234-2049

Address

620 Greenwood St

Junction City OR

Contact

(541) 342-5798

jirving@alpinemc.com

News on Mortgages and Reverse Mortgages for Junction City, Oregon 97448