Compare Today’s Mortgage Rates in Junction City, Oregon 97448
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Junction City, Oregon 97448.
Our search engine thoroughly explores all home mortgage options in Junction City, Oregon 97448, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,344 in lifetime cash or $34 per month in Junction City and other areas of Lane county.
Summary of Average Mortgages in Junction City, Oregon 97448
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Interactive Mortgage Rate Projections for Junction City, Oregon 97448
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Junction City, OR 97448. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Junction City, Oregon 97448 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Junction City, Oregon and around Lane county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.16% | 95.68% | 97.62% | 94.66% | 94.98% | 93.40% | 92.81% | 94.34% | 92.54% |
avg mortgage rate | 6.52% | 4.60% | 3.05% | 3.45% | 4.43% | 4.69% | 4.24% | 3.95% | 4.15% |
% 15 year fixed mortgage | 1.58% | 3.48% | 2.07% | 4.08% | 4.31% | 5.41% | 5.94% | 4.83% | 6.31% |
avg mortgage rate | 5.56% | 3.79% | 2.52% | 2.96% | 3.80% | 4.09% | 3.54% | 3.24% | 3.38% |
Avg credit score | 758.76 | 758.39 | 756.25 | 763.62 | 755.10 | 763.96 | 755.53 | 756.77 | 760.34 |
Avg LTV (loan to value) | 78.45% | 77.91% | 79.99% | 80.71% | 80.12% | 78.15% | 80.01% | 81.73% | 81.71% |
Avg DTI (debt to income) | 39.29 | 37.54 | 36.16 | 36.47 | 36.57 | 36.57 | 35.97 | 35.34 | 34.55 |
% First time homebuyer | 42.63% | 34.21% | 37.11% | 35.09% | 34.40% | 26.60% | 25.90% | 29.24% | 26.82% |
Avg mortgage insurance % | 13.23% | 10.84% | 11.51% | 12.32% | 11.54% | 9.67% | 10.65% | 12.12% | 11.32% |
Best Mortgage Brokers around Junction City, Oregon 97448
For those searching for a new home in Junction City, we have compiled a list of the top mortgage brokers located in and around Junction City, Oregon 97448 to assist you with your search.
Pac First Mortgage
1680 Ivy St
Junction City OR 97448
(541) 998-3480
carterr@pacfirstmortgage.com
Pinnacle Capital Mortgage Corporation
620 Greenwood St
Junction City OR 97448
(541) 234-2049
Alpine Mortgage Planning
620 Greenwood St
Junction City OR 97448
(541) 342-5798
jirving@alpinemc.com
CCD Business Development
2455 Maple Leaf Ln
North Bend OR 97448
(541) 756-4101
http://www.bizcenter.org
Pacific Coast Financial
85831 Parklane Cir
Pleasant Hill OR 97448
(541) 345-3935
http://www.eugeneoregonforeclosures.com/
Address
1680 Ivy St
Junction City OR
Contact
(541) 998-3480
carterr@pacfirstmortgage.com
Address
620 Greenwood St
Junction City OR
Contact
(541) 234-2049
Address
620 Greenwood St
Junction City OR
Contact
(541) 342-5798
jirving@alpinemc.com