Compare Today’s Mortgage Rates for Kerby, Oregon
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Kerby, Oregon 97531. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $13,015 or $36 / month in Kerby and other areas of Josephine county.
Our search engine explores all home mortgage options in Kerby, Oregon 97531, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Kerby, Oregon 97531
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Kerby, OR
To forecast and predict mortgage rates in Kerby, OR 97531, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Kerby, Oregon 97531 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Kerby, Oregon and around Josephine county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Kerby, Oregon 97531
If you’re looking to buy a new home in Kerby, we have compiled a list of the leading mortgage brokers around Kerby, Oregon 97531 to help you with your search.
Name
Address
Contact
Mrs Britt's Oregon Kitchen
20975 Highway 62
Shady Cove OR 97531
(541) 878-4001
info@mrsbritts.com
Wells Fargo Financial
1550 Biddle Rd
Medford OR 97531
(541) 779-5715
http://wellsfargo.com/
America One Mortgage
1854 NW 6th St
Grants Pass OR 97531
(541) 472-1600
Countrywide Home Loans
615 Medford Ctr
Medford OR 97531
(541) 858-5008
http://www.countrywide.com/
Allen Mortgage Group
21 Hawthorne St
Medford OR 97531
(541) 857-5966
http://www.Realmortgageadvice.com
Address
20975 Highway 62
Shady Cove OR
Contact
(541) 878-4001
info@mrsbritts.com
Address
1550 Biddle Rd
Medford OR
Contact
(541) 779-5715
http://wellsfargo.com/
Address
1854 NW 6th St
Grants Pass OR
Contact
(541) 472-1600