Compare Today’s Mortgage Rates in Klamath Falls, Oregon 97603

Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Klamath Falls, Oregon 97603.

Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Klamath Falls, Oregon 97603. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,674 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Klamath Falls and other areas of Klamath county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.191915 -121.724124 40582

Summary of Average Mortgages in Klamath Falls, Oregon 97603

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Klamath Falls, Oregon 97603

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Klamath Falls, OR 97603. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Klamath Falls, Oregon 97603

Klamath Falls is a city in, and the county seat of, Klamath County, Oregon, United States. The city was originally called Linkville when George Nurse founded the town in 1867. It was named after the Link River, on whose falls the city was sited. The name was changed to Klamath Falls in 1893. The population was 21,813 at the 2020 census. Read more

Klamath Falls is a city in, and the county seat of, Klamath County, Oregon, United States. The city was originally called Linkville when George Nurse founded the town in 1867. It was named after the Link River, on whose falls the city was sited. The name was changed to Klamath Falls in 1893. The population was 21,813 at the 2020 census. The city is on the southeastern shore of the Upper Klamath Lake located about 246 miles northwest of Reno, Nevada, and approximately 17 miles north of the California–Oregon border.

Logging was Klamath Falls's first major industry. Read less

Historical Mortgage Rates in Klamath Falls, Oregon 97603 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Klamath Falls, Oregon and around Klamath county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 97.36% 96.69% 97.40% 96.66% 95.43% 95.78% 96.12% 96.03% 94.50%
avg mortgage rate 6.43% 4.57% 3.00% 3.34% 4.34% 4.63% 4.20% 3.94% 4.13%
% 15 year fixed mortgage 2.49% 2.48% 1.90% 2.89% 3.70% 3.37% 3.20% 3.69% 4.70%
avg mortgage rate 5.50% 3.81% 2.37% 2.83% 3.68% 3.97% 3.46% 3.19% 3.31%
Avg credit score 756.65 760.08 759.93 759.86 763.06 762.88 759.09 757.43 757.38
Avg LTV (loan to value) 77.98% 79.04% 80.03% 80.02% 78.45% 76.72% 78.61% 79.87% 80.41%
Avg DTI (debt to income) 39.05 38.10 36.07 36.20 37.08 37.11 36.07 35.55 35.15
% First time homebuyer 48.90% 45.11% 45.41% 40.15% 37.17% 30.47% 32.06% 34.60% 33.53%
Avg mortgage insurance % 12.04% 11.35% 11.44% 11.44% 10.41% 8.16% 9.09% 10.39% 11.27%

Source: Financial Report of the US Government

Best Mortgage Brokers around Klamath Falls, Oregon 97603

For those searching for a new home in Klamath Falls, we have compiled a list of the top mortgage brokers located in and around Klamath Falls, Oregon 97603 to assist you with your search.

Name
Address
Contact

Red Balloon Nascar Connection

3640 Summers Ln

Klamath Falls OR 97603

(541) 884-7223

Wells Fargo Home Mortgage

2809 S 6th St

Klamath Falls OR 97603

(541) 273-7376

robert.maund@abbotdowning.com

Klamath River Mortgage

6000 S 6th St

Klamath Falls OR 97603

(541) 880-5584

http://www.cbs.state.or.us/dfcs

Sofcu Community Credit Union

3737 Shasta Way

Klamath Falls OR 97603

(541) 884-8387

http://www.sofcu.com

Imortgage

1307 S Alameda Ave

Klamath Falls OR 97603

(541) 887-8720

mike.towery@imortgage.com

Address

3640 Summers Ln

Klamath Falls OR

Contact

(541) 884-7223

Address

2809 S 6th St

Klamath Falls OR

Contact

(541) 273-7376

robert.maund@abbotdowning.com

Address

6000 S 6th St

Klamath Falls OR

Contact

(541) 880-5584

http://www.cbs.state.or.us/dfcs

News on Mortgages and Reverse Mortgages for Klamath Falls, Oregon 97603