Compare Today’s Mortgage Rates for La Grande, Oregon
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in La Grande, Oregon 97850. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,331 or $26 / month in La Grande and other areas of Union county.
Our search engine explores all home mortgage options in La Grande, Oregon 97850, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in La Grande, Oregon 97850
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for La Grande, OR
To forecast and predict mortgage rates in La Grande, OR 97850, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for La Grande, Oregon 97850 from 2013 - 2020
We have compiled mortgage rate charts for home loans in La Grande, Oregon and around Union county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around La Grande, Oregon 97850
If you’re looking to buy a new home in La Grande, we have compiled a list of the leading mortgage brokers around La Grande, Oregon 97850 to help you with your search.
Name
Address
Contact
Director's Mortgage
102 Greenwood St
La Grande OR 97850
(541) 963-4900
Columbia First Mortgage
102 Greenwood St
La Grande OR 97850
(541) 963-4900
Allied Mortgage Resource
2108 Island Ave
La Grande OR 97850
(541) 962-7557
United Finance Co.
113 Elm St
La Grande OR 97850
(541) 963-6600
info@unitedfinancialcu.org
Wells Fargo Home Mortgage
1320 Adams Ave
La Grande OR 97850
(541) 962-7320
reportphish@wellsfargo.com
Address
102 Greenwood St
La Grande OR
Contact
(541) 963-4900
Address
102 Greenwood St
La Grande OR
Contact
(541) 963-4900
Address
2108 Island Ave
La Grande OR
Contact
(541) 962-7557