Compare Today’s Mortgage Rates in Lake Oswego, Oregon 97034
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lake Oswego, Oregon 97034.
Our search engine thoroughly explores all home mortgage options in Lake Oswego, Oregon 97034, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $49,134 in lifetime cash or $136 per month in Lake Oswego and other areas of Clackamas county.
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Summary of Average Mortgages in Lake Oswego, Oregon 97034
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lake Oswego, Oregon 97034
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lake Oswego, OR 97034. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lake Oswego, Oregon 97034 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lake Oswego, Oregon and around Clackamas county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
% 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
% First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Lake Oswego, Oregon 97034
For those searching for a new home in Lake Oswego, we have compiled a list of the top mortgage brokers located in and around Lake Oswego, Oregon 97034 to assist you with your search.
Name
Address
Contact
Lake Oswego Branch
412 A Ave
Lake Oswego OR 97034
(503) 534-5301
First American Mortgage
468 N State St
Lake Oswego OR 97034
(503) 636-2800
Cox Industries Oregon
300 Oswego Pointe Dr
Lake Oswego OR 97034
(503) 850-6200
Fitkin Five Star Mortgage
18691 Stafford Rd
Lake Oswego OR 97034
(503) 482-5420
http://www.cbs.state.or.us/dfcs
Us Mortgage
155 B Ave
Lake Oswego OR 97034
(503) 699-8800
http://uscellular.com
Address
412 A Ave
Lake Oswego OR
Contact
(503) 534-5301
Address
468 N State St
Lake Oswego OR
Contact
(503) 636-2800
Address
300 Oswego Pointe Dr
Lake Oswego OR
Contact
(503) 850-6200