Compare Today’s Mortgage Rates for Lincoln City, Oregon

Pureloan searches mortgage lenders and major banks in Lincoln City, Oregon 97367 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,200 or $31 / month is expected in Lincoln City and other areas of Lincoln county.

Pureloan’s search engine explores all home mortgage options in Lincoln City, Oregon 97367, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Lincoln City, Oregon 97367

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Lincoln City, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lincoln City, OR 97367, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Lincoln City, OR

Historical Mortgage Rates for Lincoln City, Oregon 97367 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Lincoln City, Oregon and around Lincoln county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lincoln City, Oregon 97367

If you’re looking to buy a new home in Lincoln City, we have compiled a list of the leading mortgage brokers around Lincoln City, Oregon 97367 to help you with your search.

Name
Address
Contact

Oregon Coast Bank

1734 NW Harbor Ave

Lincoln City OR 97367

(541) 994-6500

Amerifirst Mortgage Solutions

2125 NW Highway 101

Lincoln City OR 97367

(541) 994-3465

lincolncity@amerifirstmtg.net

Eva Cutler Home Loans Specialist

1543 NW 19th St

Lincoln City OR 97367

(541) 996-3888

http://www.cbs.state.or.us/dfcs

Wells Fargo Home Mortgage

2300 NE Highway 101

Lincoln City OR 97367

(541) 994-3127

reportphish@wellsfargo.com

Directors Mortgage

2015 NW 39th St

Lincoln City OR 97367

(541) 994-6003

info@directorsmortgage.net

Address

1734 NW Harbor Ave

Lincoln City OR

Contact

(541) 994-6500

Address

2125 NW Highway 101

Lincoln City OR

Contact

(541) 994-3465

lincolncity@amerifirstmtg.net

Address

1543 NW 19th St

Lincoln City OR

Contact

(541) 996-3888

http://www.cbs.state.or.us/dfcs

News on Mortgages and Reverse Mortgages for Lincoln City, Oregon 97367