Compare Today’s Mortgage Rates in Merlin, Oregon 97532
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Merlin, Oregon 97532.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $13,781 over the lifetime of your 30-year fixed loan, or a monthly savings of $38 in Merlin and other areas of Josephine county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Merlin, Oregon 97532
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Merlin, Oregon 97532
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Merlin, OR 97532. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Merlin, Oregon 97532 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Merlin, Oregon and around Josephine county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
| avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
| % 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
| avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
| Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
| Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
| Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
| % First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
| Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Merlin, Oregon 97532
For those searching for a new home in Merlin, we have compiled a list of the top mortgage brokers located in and around Merlin, Oregon 97532 to assist you with your search.
Name
Address
Contact
Mrs Britt's Oregon Kitchen
20975 Highway 62
Shady Cove OR 97532
(541) 878-4001
info@mrsbritts.com
Wells Fargo Financial
1550 Biddle Rd
Medford OR 97532
(541) 779-5715
http://wellsfargo.com/
America One Mortgage
1854 NW 6th St
Grants Pass OR 97532
(541) 472-1600
Countrywide Home Loans
615 Medford Ctr
Medford OR 97532
(541) 858-5008
http://www.countrywide.com/
Allen Mortgage Group
21 Hawthorne St
Medford OR 97532
(541) 857-5966
http://www.Realmortgageadvice.com
Address
20975 Highway 62
Shady Cove OR
Contact
(541) 878-4001
info@mrsbritts.com
Address
1550 Biddle Rd
Medford OR
Contact
(541) 779-5715
http://wellsfargo.com/
Address
1854 NW 6th St
Grants Pass OR
Contact
(541) 472-1600