Compare Today’s Mortgage Rates for Merlin, Oregon

Pureloan searches mortgage lenders and major banks in Merlin, Oregon 97532 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,747 or $38 / month is expected in Merlin and other areas of Josephine county.

Pureloan’s search engine explores all home mortgage options in Merlin, Oregon 97532, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Merlin, Oregon 97532

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Merlin, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Merlin, OR 97532, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Merlin, OR

Historical Mortgage Rates for Merlin, Oregon 97532 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Merlin, Oregon and around Josephine county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Merlin, Oregon 97532

If you’re looking to buy a new home in Merlin, we have compiled a list of the leading mortgage brokers around Merlin, Oregon 97532 to help you with your search.

Name
Address
Contact

Mrs Britt's Oregon Kitchen

20975 Highway 62

Shady Cove OR 97532

(541) 878-4001

info@mrsbritts.com

Wells Fargo Financial

1550 Biddle Rd

Medford OR 97532

(541) 779-5715

http://wellsfargo.com/

America One Mortgage

1854 NW 6th St

Grants Pass OR 97532

(541) 472-1600

Countrywide Home Loans

615 Medford Ctr

Medford OR 97532

(541) 858-5008

http://www.countrywide.com/

Allen Mortgage Group

21 Hawthorne St

Medford OR 97532

(541) 857-5966

http://www.Realmortgageadvice.com

Address

20975 Highway 62

Shady Cove OR

Contact

(541) 878-4001

info@mrsbritts.com

Address

1550 Biddle Rd

Medford OR

Contact

(541) 779-5715

http://wellsfargo.com/

Address

1854 NW 6th St

Grants Pass OR

Contact

(541) 472-1600

News on Mortgages and Reverse Mortgages for Merlin, Oregon 97532