Compare Today’s Mortgage Rates in Monmouth, Oregon 97361
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Monmouth, Oregon 97361.
Our search engine thoroughly explores all home mortgage options in Monmouth, Oregon 97361, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $11,970 in lifetime cash or $33 per month in Monmouth and other areas of Polk county.
Summary of Average Mortgages in Monmouth, Oregon 97361
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Interactive Mortgage Rate Projections for Monmouth, Oregon 97361
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Monmouth, OR 97361. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Monmouth, Oregon 97361 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Monmouth, Oregon and around Polk county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
% 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
% First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Monmouth, Oregon 97361
For those searching for a new home in Monmouth, we have compiled a list of the top mortgage brokers located in and around Monmouth, Oregon 97361 to assist you with your search.
Mortgage Avenue
269 Pacific Ave N
Monmouth OR 97361
(503) 838-0743
http://www.cbs.state.or.us/dfcs
Eagle Home Mortgage
2039 N Coast Hwy
Newport OR 97361
(541) 265-9880
http://www.eaglehomemortgage.com/
Community Services Consortium
120 NE Avery St
Newport OR 97361
(541) 265-8505
http://www.communityservices.us
Holt Mortgage Services
905 SW Coast Hwy
Newport OR 97361
(541) 265-5038
http://holtmtg.com
Directors Mortgage
1600 N Coast Hwy
Newport OR 97361
(541) 265-4651
http://www.directorsmortgage.net/
Address
269 Pacific Ave N
Monmouth OR
Contact
(503) 838-0743
http://www.cbs.state.or.us/dfcs
Address
2039 N Coast Hwy
Newport OR
Contact
(541) 265-9880
http://www.eaglehomemortgage.com/
Address
120 NE Avery St
Newport OR
Contact
(541) 265-8505
http://www.communityservices.us