Compare Today’s Mortgage Rates for Monmouth, Oregon

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Monmouth, Oregon 97361. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,562 or $32 / month in Monmouth and surrounding areas of Polk county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Monmouth, Oregon 97361.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Monmouth, Oregon 97361

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Monmouth, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Monmouth, OR 97361, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Monmouth, OR

Historical Mortgage Rates for Monmouth, Oregon 97361 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Monmouth, Oregon and around Polk county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Monmouth, Oregon 97361

If you’re looking to buy a new home in Monmouth, we have compiled a list of the leading mortgage brokers around Monmouth, Oregon 97361 to help you with your search.

Name
Address
Contact

Mortgage Avenue

269 Pacific Ave N

Monmouth OR 97361

(503) 838-0743

http://www.cbs.state.or.us/dfcs

Eagle Home Mortgage

2039 N Coast Hwy

Newport OR 97361

(541) 265-9880

http://www.eaglehomemortgage.com/

Community Services Consortium

120 NE Avery St

Newport OR 97361

(541) 265-8505

http://www.communityservices.us

Holt Mortgage Services

905 SW Coast Hwy

Newport OR 97361

(541) 265-5038

http://holtmtg.com

Directors Mortgage

1600 N Coast Hwy

Newport OR 97361

(541) 265-4651

http://www.directorsmortgage.net/

Address

269 Pacific Ave N

Monmouth OR

Contact

(503) 838-0743

http://www.cbs.state.or.us/dfcs

Address

2039 N Coast Hwy

Newport OR

Contact

(541) 265-9880

http://www.eaglehomemortgage.com/

Address

120 NE Avery St

Newport OR

Contact

(541) 265-8505

http://www.communityservices.us

News on Mortgages and Reverse Mortgages for Monmouth, Oregon 97361