Compare Today’s Mortgage Rates in Ontario, Oregon 97914
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ontario, Oregon 97914.
Our search engine thoroughly explores all home mortgage options in Ontario, Oregon 97914, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,866 in lifetime cash or $19 per month in Ontario and other areas of Malheur county.
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Summary of Average Mortgages in Ontario, Oregon 97914
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ontario, Oregon 97914
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ontario, OR 97914. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ontario, Oregon 97914 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ontario, Oregon and around Malheur county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
% 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
% First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Ontario, Oregon 97914
For those searching for a new home in Ontario, we have compiled a list of the top mortgage brokers located in and around Ontario, Oregon 97914 to assist you with your search.
Name
Address
Contact
Nw Mortgage Group
448 N Oregon St
Ontario OR 97914
(541) 889-5578
Johnson, Sue-Springleaf Financial Service
287 S Oregon St
Ontario OR 97914
(541) 889-5161
http://springleaffinancial.com/
Farm Credit Services
378 W Idaho Ave
Ontario OR 97914
(541) 823-2660
Eastern Oregon Consulting
1159 SW 4th Ave
Ontario OR 97914
(541) 889-5578
Eagle Home Mortgage
1159 SW 4th Ave
Ontario OR 97914
(541) 881-1585
http://www.eaglehomemortgage.com
Address
448 N Oregon St
Ontario OR
Contact
(541) 889-5578
Address
287 S Oregon St
Ontario OR
Contact
(541) 889-5161
http://springleaffinancial.com/
Address
378 W Idaho Ave
Ontario OR
Contact
(541) 823-2660