Compare Today’s Mortgage Rates in Oregon City, Oregon 97045
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Oregon City, Oregon 97045.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Oregon City, Oregon 97045. For a 30-year fixed loan, our calculations show that you can expect to save up to $15,594 over the lifetime of your mortgage, which translates to a monthly savings of $43 in Oregon City and other areas of Clackamas county.
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Summary of Average Mortgages in Oregon City, Oregon 97045
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Oregon City, Oregon 97045
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oregon City, OR 97045. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oregon City, Oregon 97045 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oregon City, Oregon and around Clackamas county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
% 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
% First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Oregon City, Oregon 97045
For those searching for a new home in Oregon City, we have compiled a list of the top mortgage brokers located in and around Oregon City, Oregon 97045 to assist you with your search.
Name
Address
Contact
Pacific States Mortgage
617 High St
Oregon City OR 97045
(503) 723-6115
Willamette Mortgage
1900 McLoughlin Blvd
Oregon City OR 97045
(503) 656-4145
Expert Mortgage Group
1017 Molalla Ave
Oregon City OR 97045
(503) 657-2379
Turn Key Mortgage
418 Beavercreek Rd
Oregon City OR 97045
(503) 655-2700
http://www.turnkey-mortgage.com/
Venture Home Loans
365 Warner Milne Rd
Oregon City OR 97045
(503) 305-6191
Address
617 High St
Oregon City OR
Contact
(503) 723-6115
Address
1900 McLoughlin Blvd
Oregon City OR
Contact
(503) 656-4145
Address
1017 Molalla Ave
Oregon City OR
Contact
(503) 657-2379