Compare Today’s Mortgage Rates for Otis, Oregon

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Otis, Oregon 97368. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $10,478 or $29 / month in Otis and surrounding areas of Lincoln county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Otis, Oregon 97368.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Otis, Oregon 97368

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Otis, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Otis, OR 97368, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Otis, OR

Historical Mortgage Rates for Otis, Oregon 97368 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Otis, Oregon and around Lincoln county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Otis, Oregon 97368

If you’re looking to buy a new home in Otis, we have compiled a list of the leading mortgage brokers around Otis, Oregon 97368 to help you with your search.

Name
Address
Contact

Gallic Financial

146 E 12th Ave

Eugene OR 97368

(541) 434-1818

http://gallicfinancial.com

Robyn LaVassaur - Summit Funding

44 Club Rd

Eugene OR 97368

(541) 868-1852

teamlavassaur@summitfunding.net

Precision Funding

4710 Village Plaza Loop

Eugene OR 97368

(541) 681-8787

info@precisioncapital.net

Opes Advisors

4710 Village Plaza Loop

Eugene OR 97368

(541) 984-5626

klavelle@opesadvisors.com

Directors Mortgage

4725 Village Plaza Loop

Eugene OR 97368

(541) 341-1628

http://www.directorsmortgage.net/

Address

146 E 12th Ave

Eugene OR

Contact

(541) 434-1818

http://gallicfinancial.com

Address

44 Club Rd

Eugene OR

Contact

(541) 868-1852

teamlavassaur@summitfunding.net

Address

4710 Village Plaza Loop

Eugene OR

Contact

(541) 681-8787

info@precisioncapital.net

News on Mortgages and Reverse Mortgages for Otis, Oregon 97368