Compare Today’s Mortgage Rates for Philomath, Oregon
Pureloan searches mortgage lenders and major banks in Philomath, Oregon 97370 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,031 or $36 / month is expected in Philomath and other areas of Benton county.
Pureloan’s search engine explores all home mortgage options in Philomath, Oregon 97370, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Philomath, Oregon 97370
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Philomath, OR
To forecast and predict mortgage rates in Philomath, OR 97370, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Philomath, Oregon 97370 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Philomath, Oregon and around Benton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Philomath, Oregon 97370
If you’re looking to buy a new home in Philomath, we have compiled a list of the leading mortgage brokers around Philomath, Oregon 97370 to help you with your search.
Name
Address
Contact
Gallic Financial
146 E 12th Ave
Eugene OR 97370
(541) 434-1818
http://gallicfinancial.com
Robyn LaVassaur - Summit Funding
44 Club Rd
Eugene OR 97370
(541) 868-1852
teamlavassaur@summitfunding.net
Precision Funding
4710 Village Plaza Loop
Eugene OR 97370
(541) 681-8787
info@precisioncapital.net
Opes Advisors
4710 Village Plaza Loop
Eugene OR 97370
(541) 984-5626
klavelle@opesadvisors.com
Directors Mortgage
4725 Village Plaza Loop
Eugene OR 97370
(541) 341-1628
http://www.directorsmortgage.net/
Address
146 E 12th Ave
Eugene OR
Contact
(541) 434-1818
http://gallicfinancial.com
Address
44 Club Rd
Eugene OR
Contact
(541) 868-1852
teamlavassaur@summitfunding.net
Address
4710 Village Plaza Loop
Eugene OR
Contact
(541) 681-8787
info@precisioncapital.net