Compare Today’s Mortgage Rates for Prospect, Oregon
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Prospect, Oregon 97536. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $13,557 or $38 / month in Prospect and surrounding areas of Jackson county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Prospect, Oregon 97536.
Summary of Average Mortgage Terms in Prospect, Oregon 97536
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Prospect, OR
To forecast and predict mortgage rates in Prospect, OR 97536, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Prospect, Oregon 97536 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Prospect, Oregon and around Jackson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Prospect, Oregon 97536
If you’re looking to buy a new home in Prospect, we have compiled a list of the leading mortgage brokers around Prospect, Oregon 97536 to help you with your search.
Name
Address
Contact
Wells Fargo Financial
1550 Biddle Rd
Medford OR 97536
(541) 779-5715
http://wellsfargo.com/
America One Mortgage
1854 NW 6th St
Grants Pass OR 97536
(541) 472-1600
Countrywide Home Loans
615 Medford Ctr
Medford OR 97536
(541) 858-5008
http://www.countrywide.com/
Allen Mortgage Group
21 Hawthorne St
Medford OR 97536
(541) 857-5966
http://www.Realmortgageadvice.com
Premierwest Mortgage
1457 E McAndrews Rd
Medford OR 97536
(541) 773-7127
clientservices@awbank.net
Address
1550 Biddle Rd
Medford OR
Contact
(541) 779-5715
http://wellsfargo.com/
Address
1854 NW 6th St
Grants Pass OR
Contact
(541) 472-1600
Address
615 Medford Ctr
Medford OR
Contact
(541) 858-5008
http://www.countrywide.com/