Compare Today’s Mortgage Rates for Saginaw, Oregon
Pureloan searches mortgage lenders and major banks in Saginaw, Oregon 97472 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $15,870 or $44 / month is expected in Saginaw and other areas of Lane county.
Pureloan’s search engine explores all home mortgage options in Saginaw, Oregon 97472, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Saginaw, Oregon 97472


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Interactive Mortgage Rate Projections for Saginaw, OR
To forecast and predict mortgage rates in Saginaw, OR 97472, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Saginaw, Oregon 97472 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Saginaw, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
% 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
% First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Saginaw, Oregon 97472
If you’re looking to buy a new home in Saginaw, we have compiled a list of the leading mortgage brokers around Saginaw, Oregon 97472 to help you with your search.
Ace Cash Express
177 Q St
Springfield OR 97472
(541) 747-2274
customerservice@acecashexpress.com
Cashco Financial Service
1922 Marcola Rd
Springfield OR 97472
(541) 736-8600
http://www.cashcoloan.com
Ace Cash Express
1406 Mohawk Blvd
Springfield OR 97472
(541) 741-0055
customerservice@acecashexpress.com
Aic Advanced Investment Corporation
380 Q St
Springfield OR 97472
(541) 343-9714
mike@aicloans.com
Wells Fargo Home Mortgage
1889 Pioneer Pkwy E
Springfield OR 97472
(541) 747-4863
http://www.wellsfargo.com/mortgage/
Address
177 Q St
Springfield OR
Contact
(541) 747-2274
customerservice@acecashexpress.com
Address
1922 Marcola Rd
Springfield OR
Contact
(541) 736-8600
http://www.cashcoloan.com
Address
1406 Mohawk Blvd
Springfield OR
Contact
(541) 741-0055
customerservice@acecashexpress.com