Compare Today’s Mortgage Rates for Scio, Oregon
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Scio, Oregon 97374. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $24,739 or $69 / month in Scio and surrounding areas of Linn county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Scio, Oregon 97374.
Summary of Average Mortgage Terms in Scio, Oregon 97374
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Scio, OR
To forecast and predict mortgage rates in Scio, OR 97374, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Scio, Oregon 97374 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Scio, Oregon and around Linn county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Scio, Oregon 97374
If you’re looking to buy a new home in Scio, we have compiled a list of the leading mortgage brokers around Scio, Oregon 97374 to help you with your search.
Name
Address
Contact
Gallic Financial
146 E 12th Ave
Eugene OR 97374
(541) 434-1818
http://gallicfinancial.com
Robyn LaVassaur - Summit Funding
44 Club Rd
Eugene OR 97374
(541) 868-1852
teamlavassaur@summitfunding.net
Precision Funding
4710 Village Plaza Loop
Eugene OR 97374
(541) 681-8787
info@precisioncapital.net
Opes Advisors
4710 Village Plaza Loop
Eugene OR 97374
(541) 984-5626
klavelle@opesadvisors.com
Directors Mortgage
4725 Village Plaza Loop
Eugene OR 97374
(541) 341-1628
http://www.directorsmortgage.net/
Address
146 E 12th Ave
Eugene OR
Contact
(541) 434-1818
http://gallicfinancial.com
Address
44 Club Rd
Eugene OR
Contact
(541) 868-1852
teamlavassaur@summitfunding.net
Address
4710 Village Plaza Loop
Eugene OR
Contact
(541) 681-8787
info@precisioncapital.net