Compare Today’s Mortgage Rates in Scio, Oregon 97374
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Scio, Oregon 97374.
Our search engine thoroughly explores all home mortgage options in Scio, Oregon 97374, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $14,869 in lifetime cash or $41 per month in Scio and other areas of Linn county.
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Summary of Average Mortgages in Scio, Oregon 97374
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Scio, Oregon 97374
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Scio, OR 97374. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Scio, Oregon 97374 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Scio, Oregon and around Linn county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
| avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
| % 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
| avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
| Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
| Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
| Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
| % First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
| Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Scio, Oregon 97374
For those searching for a new home in Scio, we have compiled a list of the top mortgage brokers located in and around Scio, Oregon 97374 to assist you with your search.
Name
Address
Contact
Gallic Financial
146 E 12th Ave
Eugene OR 97374
(541) 434-1818
http://gallicfinancial.com
Robyn LaVassaur - Summit Funding
44 Club Rd
Eugene OR 97374
(541) 868-1852
teamlavassaur@summitfunding.net
Precision Funding
4710 Village Plaza Loop
Eugene OR 97374
(541) 681-8787
info@precisioncapital.net
Opes Advisors
4710 Village Plaza Loop
Eugene OR 97374
(541) 984-5626
klavelle@opesadvisors.com
Directors Mortgage
4725 Village Plaza Loop
Eugene OR 97374
(541) 341-1628
http://www.directorsmortgage.net/
Address
146 E 12th Ave
Eugene OR
Contact
(541) 434-1818
http://gallicfinancial.com
Address
44 Club Rd
Eugene OR
Contact
(541) 868-1852
teamlavassaur@summitfunding.net
Address
4710 Village Plaza Loop
Eugene OR
Contact
(541) 681-8787
info@precisioncapital.net