Compare Today’s Mortgage Rates in Scottsburg, Oregon 97473

Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Scottsburg, Oregon 97473.

Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Scottsburg, Oregon 97473. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,549 over the lifetime of your mortgage, which translates to a monthly savings of $27 in Scottsburg and other areas of Douglas county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

43.676481 -123.804065 40531

Summary of Average Mortgages in Scottsburg, Oregon 97473

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Scottsburg, Oregon 97473

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Scottsburg, OR 97473. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Scottsburg, Oregon 97473

Scottsburg is an unincorporated community in Douglas County, Oregon, United States. It is along the Umpqua River and Oregon Route 38, and is about 20 miles from the Pacific Ocean. It was once a growing town but after a large flood in December 1861 the town declined. Scottsburg was named for pioneer Levi Scott. Read more

Scottsburg is an unincorporated community in Douglas County, Oregon, United States. It is along the Umpqua River and Oregon Route 38, and is about 20 miles from the Pacific Ocean. It was once a growing town but after a large flood in December 1861 the town declined. Scottsburg was named for pioneer Levi Scott.

The city is located at what was the headwaters of navigation on the Umpqua River, some 20 miles from the ocean. For a short time in the 1850s and 1860s, it was a seaport servicing the interior of Southern Oregon.

Scottsburg was a transfer point for a stage line that ran from Drain, Oregon to Scottsburg. Once at Scottsburg, travelers boarded a steamboat and travelled down river to Gardiner, Oregon. Read less

Historical Mortgage Rates in Scottsburg, Oregon 97473 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Scottsburg, Oregon and around Douglas county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 98.16% 95.68% 97.62% 94.66% 94.98% 93.40% 92.81% 94.34% 92.54%
avg mortgage rate 6.52% 4.60% 3.05% 3.45% 4.43% 4.69% 4.24% 3.95% 4.15%
% 15 year fixed mortgage 1.58% 3.48% 2.07% 4.08% 4.31% 5.41% 5.94% 4.83% 6.31%
avg mortgage rate 5.56% 3.79% 2.52% 2.96% 3.80% 4.09% 3.54% 3.24% 3.38%
Avg credit score 758.76 758.39 756.25 763.62 755.10 763.96 755.53 756.77 760.34
Avg LTV (loan to value) 78.45% 77.91% 79.99% 80.71% 80.12% 78.15% 80.01% 81.73% 81.71%
Avg DTI (debt to income) 39.29 37.54 36.16 36.47 36.57 36.57 35.97 35.34 34.55
% First time homebuyer 42.63% 34.21% 37.11% 35.09% 34.40% 26.60% 25.90% 29.24% 26.82%
Avg mortgage insurance % 13.23% 10.84% 11.51% 12.32% 11.54% 9.67% 10.65% 12.12% 11.32%

Source: Financial Report of the US Government

Best Mortgage Brokers around Scottsburg, Oregon 97473

For those searching for a new home in Scottsburg, we have compiled a list of the top mortgage brokers located in and around Scottsburg, Oregon 97473 to assist you with your search.

Name
Address
Contact

Ace Cash Express

177 Q St

Springfield OR 97473

(541) 747-2274

customerservice@acecashexpress.com

Cashco Financial Service

1922 Marcola Rd

Springfield OR 97473

(541) 736-8600

http://www.cashcoloan.com

Ace Cash Express

1406 Mohawk Blvd

Springfield OR 97473

(541) 741-0055

customerservice@acecashexpress.com

Aic Advanced Investment Corporation

380 Q St

Springfield OR 97473

(541) 343-9714

mike@aicloans.com

Wells Fargo Home Mortgage

1889 Pioneer Pkwy E

Springfield OR 97473

(541) 747-4863

http://www.wellsfargo.com/mortgage/

Address

177 Q St

Springfield OR

Contact

(541) 747-2274

customerservice@acecashexpress.com

Address

1922 Marcola Rd

Springfield OR

Contact

(541) 736-8600

http://www.cashcoloan.com

Address

1406 Mohawk Blvd

Springfield OR

Contact

(541) 741-0055

customerservice@acecashexpress.com

News on Mortgages and Reverse Mortgages for Scottsburg, Oregon 97473