Compare Today’s Mortgage Rates for Shady Cove, Oregon
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Shady Cove, Oregon 97539. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $17,559 or $49 / month in Shady Cove and surrounding areas of Jackson county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Shady Cove, Oregon 97539.
Summary of Average Mortgage Terms in Shady Cove, Oregon 97539
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Shady Cove, OR
To forecast and predict mortgage rates in Shady Cove, OR 97539, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Shady Cove, Oregon 97539 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Shady Cove, Oregon and around Jackson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Shady Cove, Oregon 97539
If you’re looking to buy a new home in Shady Cove, we have compiled a list of the leading mortgage brokers around Shady Cove, Oregon 97539 to help you with your search.
Name
Address
Contact
Mrs Britt's Oregon Kitchen
20975 Highway 62
Shady Cove OR 97539
(541) 878-4001
info@mrsbritts.com
Wells Fargo Financial
1550 Biddle Rd
Medford OR 97539
(541) 779-5715
http://wellsfargo.com/
America One Mortgage
1854 NW 6th St
Grants Pass OR 97539
(541) 472-1600
Countrywide Home Loans
615 Medford Ctr
Medford OR 97539
(541) 858-5008
http://www.countrywide.com/
Allen Mortgage Group
21 Hawthorne St
Medford OR 97539
(541) 857-5966
http://www.Realmortgageadvice.com
Address
20975 Highway 62
Shady Cove OR
Contact
(541) 878-4001
info@mrsbritts.com
Address
1550 Biddle Rd
Medford OR
Contact
(541) 779-5715
http://wellsfargo.com/
Address
1854 NW 6th St
Grants Pass OR
Contact
(541) 472-1600