Compare Today’s Mortgage Rates in Silverton, Oregon 97381
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Silverton, Oregon 97381.
Our search engine thoroughly explores all home mortgage options in Silverton, Oregon 97381, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,330 in lifetime cash or $34 per month in Silverton and other areas of Marion county.
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Summary of Average Mortgages in Silverton, Oregon 97381
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Silverton, Oregon 97381
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Silverton, OR 97381. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Silverton, Oregon 97381 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Silverton, Oregon and around Marion county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
% 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
% First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Silverton, Oregon 97381
For those searching for a new home in Silverton, we have compiled a list of the top mortgage brokers located in and around Silverton, Oregon 97381 to assist you with your search.
Name
Address
Contact
Horizon Mountain Mortgage
206 W Main St
Silverton OR 97381
(503) 874-2000
Mortgage One
206 W Main St
Silverton OR 97381
(503) 873-0200
Mortgage First
108 S Water St
Silverton OR 97381
(503) 873-7334
http://www.mortgagefirstcorp.com
Guild Mortgage
300 N Water St
Silverton OR 97381
(503) 689-1078
http://guildmortgage.com
Stayton Family Mortgage
615 N 1st Ave
Stayton OR 97381
(503) 769-8866
sfm@wvi.com
Address
206 W Main St
Silverton OR
Contact
(503) 874-2000
Address
206 W Main St
Silverton OR
Contact
(503) 873-0200
Address
108 S Water St
Silverton OR
Contact
(503) 873-7334
http://www.mortgagefirstcorp.com