Compare Today’s Mortgage Rates for Sprague River, Oregon
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Sprague River, Oregon 97639. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,224 or $20 / month in Sprague River and other areas of Klamath county.
Our search engine explores all home mortgage options in Sprague River, Oregon 97639, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Sprague River, Oregon 97639
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Interactive Mortgage Rate Projections for Sprague River, OR
To forecast and predict mortgage rates in Sprague River, OR 97639, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Sprague River, Oregon 97639 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Sprague River, Oregon and around Klamath county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Sprague River, Oregon 97639
If you’re looking to buy a new home in Sprague River, we have compiled a list of the leading mortgage brokers around Sprague River, Oregon 97639 to help you with your search.
All Seasons Mortgage Services Group
1420 Esplanade Ave
Klamath Falls OR 97639
(541) 850-9020
sheryl@allseasonsloans.com
United Finance Co.
2316 S 6th St
Klamath Falls OR 97639
(541) 882-3333
info@unitedfinancialcu.org
Mission Hills Mortgage Bankers
3815 S 6th St
Klamath Falls OR 97639
(541) 882-3320
http://www.mhmconline.com
Harvest Auto Credit
3350 S 6th St
Klamath Falls OR 97639
(541) 884-7469
Quik Check
3952 S 6th St
Klamath Falls OR 97639
(541) 883-3300
http://www.quikcheck.com/oregon-klamathfalls/
Address
1420 Esplanade Ave
Klamath Falls OR
Contact
(541) 850-9020
sheryl@allseasonsloans.com
Address
2316 S 6th St
Klamath Falls OR
Contact
(541) 882-3333
info@unitedfinancialcu.org
Address
3815 S 6th St
Klamath Falls OR
Contact
(541) 882-3320
http://www.mhmconline.com