Compare Today’s Mortgage Rates in Spray, Oregon 97874
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Spray, Oregon 97874.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,947 over the lifetime of your 30-year fixed loan, or a monthly savings of $28 in Spray and other areas of Wheeler county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Spray, Oregon 97874
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Spray, Oregon 97874
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Spray, OR 97874. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Spray, Oregon 97874 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Spray, Oregon and around Wheeler county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.36% | 96.69% | 97.40% | 96.66% | 95.43% | 95.78% | 96.12% | 96.03% | 94.50% |
| avg mortgage rate | 6.43% | 4.57% | 3.00% | 3.34% | 4.34% | 4.63% | 4.20% | 3.94% | 4.13% |
| % 15 year fixed mortgage | 2.49% | 2.48% | 1.90% | 2.89% | 3.70% | 3.37% | 3.20% | 3.69% | 4.70% |
| avg mortgage rate | 5.50% | 3.81% | 2.37% | 2.83% | 3.68% | 3.97% | 3.46% | 3.19% | 3.31% |
| Avg credit score | 756.65 | 760.08 | 759.93 | 759.86 | 763.06 | 762.88 | 759.09 | 757.43 | 757.38 |
| Avg LTV (loan to value) | 77.98% | 79.04% | 80.03% | 80.02% | 78.45% | 76.72% | 78.61% | 79.87% | 80.41% |
| Avg DTI (debt to income) | 39.05 | 38.10 | 36.07 | 36.20 | 37.08 | 37.11 | 36.07 | 35.55 | 35.15 |
| % First time homebuyer | 48.90% | 45.11% | 45.41% | 40.15% | 37.17% | 30.47% | 32.06% | 34.60% | 33.53% |
| Avg mortgage insurance % | 12.04% | 11.35% | 11.44% | 11.44% | 10.41% | 8.16% | 9.09% | 10.39% | 11.27% |
Best Mortgage Brokers around Spray, Oregon 97874
For those searching for a new home in Spray, we have compiled a list of the top mortgage brokers located in and around Spray, Oregon 97874 to assist you with your search.
Name
Address
Contact
OneMain Financial
1294 SW 4th Ave
Ontario OR 97874
(541) 889-7099
http://www.onemainfinancial.com
Wells Fargo Home Mortgage
189 SW 1st St
Ontario OR 97874
(541) 889-7656
robert.maund@abbotdowning.com
IMPAC Mortgage a division of Excel Mortgage Servicing, - NMLS# 128231
1159 SW 4th Ave
Ontario OR 97874
(541) 291-4516
info@impacmail.com
Eagle Home Mortgage
1159 SW 4th Ave
Ontario OR 97874
(541) 881-1585
http://www.eaglehomemortgage.com
Eastern Oregon Consulting
1159 SW 4th Ave
Ontario OR 97874
(541) 889-5578
Address
1294 SW 4th Ave
Ontario OR
Contact
(541) 889-7099
http://www.onemainfinancial.com
Address
189 SW 1st St
Ontario OR
Contact
(541) 889-7656
robert.maund@abbotdowning.com
Address
1159 SW 4th Ave
Ontario OR
Contact
(541) 291-4516
info@impacmail.com