Compare Today’s Mortgage Rates for Springfield, Oregon

Pureloan searches mortgage lenders and major banks in Springfield, Oregon 97477 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,280 or $34 / month is expected in Springfield and other areas of Lane county.

Pureloan’s search engine explores all home mortgage options in Springfield, Oregon 97477, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Springfield, Oregon 97477

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Springfield, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Springfield, OR 97477, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Springfield, OR

Historical Mortgage Rates for Springfield, Oregon 97477 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Springfield, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Springfield, Oregon 97477

If you’re looking to buy a new home in Springfield, we have compiled a list of the leading mortgage brokers around Springfield, Oregon 97477 to help you with your search.

Name
Address
Contact

Ace Cash Express

177 Q St

Springfield OR 97477

(541) 747-2274

customerservice@acecashexpress.com

Cashco Financial Service

1922 Marcola Rd

Springfield OR 97477

(541) 736-8600

http://www.cashcoloan.com

Ace Cash Express

1406 Mohawk Blvd

Springfield OR 97477

(541) 741-0055

customerservice@acecashexpress.com

Aic Advanced Investment Corporation

380 Q St

Springfield OR 97477

(541) 343-9714

mike@aicloans.com

Wells Fargo Home Mortgage

1889 Pioneer Pkwy E

Springfield OR 97477

(541) 747-4863

http://www.wellsfargo.com/mortgage/

Address

177 Q St

Springfield OR

Contact

(541) 747-2274

customerservice@acecashexpress.com

Address

1922 Marcola Rd

Springfield OR

Contact

(541) 736-8600

http://www.cashcoloan.com

Address

1406 Mohawk Blvd

Springfield OR

Contact

(541) 741-0055

customerservice@acecashexpress.com

News on Mortgages and Reverse Mortgages for Springfield, Oregon 97477