Compare Today’s Mortgage Rates for Springfield, Oregon

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Springfield, Oregon 97478. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $10,478 or $29 / month in Springfield and other areas of Lane county.

Our search engine explores all home mortgage options in Springfield, Oregon 97478, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Springfield, Oregon 97478

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Springfield, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Springfield, OR 97478, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Springfield, OR

Historical Mortgage Rates for Springfield, Oregon 97478 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Springfield, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Springfield, Oregon 97478

If you’re looking to buy a new home in Springfield, we have compiled a list of the leading mortgage brokers around Springfield, Oregon 97478 to help you with your search.

Name
Address
Contact

Envoy Mortgage

91922 Marcola Rd

Springfield OR 97478

(541) 868-1050

http://envoymortgage.com

Financial Center Mortgage

384 Q St

Springfield OR 97478

(541) 868-8498

Wells Fargo Home Mortgage

1600 Centennial Blvd

Springfield OR 97478

(541) 736-9383

http://www.wellsfargo.com/mortgage/

Bancasa Mortgage Company

2132 Main St

Springfield OR 97478

(541) 746-2859

Cashco Financial Service

563 W Centennial Blvd

Springfield OR 97478

(541) 736-8600

http://www.cashcoloan.com

Address

91922 Marcola Rd

Springfield OR

Contact

(541) 868-1050

http://envoymortgage.com

Address

384 Q St

Springfield OR

Contact

(541) 868-8498

Address

1600 Centennial Blvd

Springfield OR

Contact

(541) 736-9383

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Springfield, Oregon 97478