Compare Today’s Mortgage Rates in Springfield, Oregon 97477
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Springfield, Oregon 97477.
Our search engine thoroughly explores all home mortgage options in Springfield, Oregon 97477, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,848 in lifetime cash or $30 per month in Springfield and other areas of Lane county.
Summary of Average Mortgages in Springfield, Oregon 97477
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Interactive Mortgage Rate Projections for Springfield, Oregon 97477
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Springfield, OR 97477. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Springfield, Oregon 97477 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Springfield, Oregon and around Lane county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.16% | 95.68% | 97.62% | 94.66% | 94.98% | 93.40% | 92.81% | 94.34% | 92.54% |
avg mortgage rate | 6.52% | 4.60% | 3.05% | 3.45% | 4.43% | 4.69% | 4.24% | 3.95% | 4.15% |
% 15 year fixed mortgage | 1.58% | 3.48% | 2.07% | 4.08% | 4.31% | 5.41% | 5.94% | 4.83% | 6.31% |
avg mortgage rate | 5.56% | 3.79% | 2.52% | 2.96% | 3.80% | 4.09% | 3.54% | 3.24% | 3.38% |
Avg credit score | 758.76 | 758.39 | 756.25 | 763.62 | 755.10 | 763.96 | 755.53 | 756.77 | 760.34 |
Avg LTV (loan to value) | 78.45% | 77.91% | 79.99% | 80.71% | 80.12% | 78.15% | 80.01% | 81.73% | 81.71% |
Avg DTI (debt to income) | 39.29 | 37.54 | 36.16 | 36.47 | 36.57 | 36.57 | 35.97 | 35.34 | 34.55 |
% First time homebuyer | 42.63% | 34.21% | 37.11% | 35.09% | 34.40% | 26.60% | 25.90% | 29.24% | 26.82% |
Avg mortgage insurance % | 13.23% | 10.84% | 11.51% | 12.32% | 11.54% | 9.67% | 10.65% | 12.12% | 11.32% |
Best Mortgage Brokers around Springfield, Oregon 97477
For those searching for a new home in Springfield, we have compiled a list of the top mortgage brokers located in and around Springfield, Oregon 97477 to assist you with your search.
Envoy Mortgage
91922 Marcola Rd
Springfield OR 97477
(541) 868-1050
http://envoymortgage.com
Financial Center Mortgage
384 Q St
Springfield OR 97477
(541) 868-8498
Wells Fargo Home Mortgage
1600 Centennial Blvd
Springfield OR 97477
(541) 736-9383
http://www.wellsfargo.com/mortgage/
Bancasa Mortgage Company
2132 Main St
Springfield OR 97477
(541) 746-2859
Cashco Financial Service
563 W Centennial Blvd
Springfield OR 97477
(541) 736-8600
http://www.cashcoloan.com
Address
91922 Marcola Rd
Springfield OR
Contact
(541) 868-1050
http://envoymortgage.com
Address
384 Q St
Springfield OR
Contact
(541) 868-8498
Address
1600 Centennial Blvd
Springfield OR
Contact
(541) 736-9383
http://www.wellsfargo.com/mortgage/