Compare Today’s Mortgage Rates for Summer Lake, Oregon
Pureloan searches mortgage lenders and major banks in Summer Lake, Oregon 97640 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,965 or $22 / month is expected in Summer Lake and other areas of Lake county.
Pureloan’s search engine explores all home mortgage options in Summer Lake, Oregon 97640, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Summer Lake, Oregon 97640


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Interactive Mortgage Rate Projections for Summer Lake, OR
To forecast and predict mortgage rates in Summer Lake, OR 97640, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Summer Lake, Oregon 97640 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Summer Lake, Oregon and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
% 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
% First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Summer Lake, Oregon 97640
If you’re looking to buy a new home in Summer Lake, we have compiled a list of the leading mortgage brokers around Summer Lake, Oregon 97640 to help you with your search.
All Seasons Mortgage Services Group
1420 Esplanade Ave
Klamath Falls OR 97640
(541) 850-9020
sheryl@allseasonsloans.com
United Finance Co.
2316 S 6th St
Klamath Falls OR 97640
(541) 882-3333
info@unitedfinancialcu.org
Mission Hills Mortgage Bankers
3815 S 6th St
Klamath Falls OR 97640
(541) 882-3320
http://www.mhmconline.com
Harvest Auto Credit
3350 S 6th St
Klamath Falls OR 97640
(541) 884-7469
Quik Check
3952 S 6th St
Klamath Falls OR 97640
(541) 883-3300
http://www.quikcheck.com/oregon-klamathfalls/
Address
1420 Esplanade Ave
Klamath Falls OR
Contact
(541) 850-9020
sheryl@allseasonsloans.com
Address
2316 S 6th St
Klamath Falls OR
Contact
(541) 882-3333
info@unitedfinancialcu.org
Address
3815 S 6th St
Klamath Falls OR
Contact
(541) 882-3320
http://www.mhmconline.com