Compare Today’s Mortgage Rates for Toledo, Oregon
Pureloan searches mortgage lenders and major banks in Toledo, Oregon 97391 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,015 or $36 / month is expected in Toledo and other areas of Lincoln county.
Pureloan’s search engine explores all home mortgage options in Toledo, Oregon 97391, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Toledo, Oregon 97391
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Toledo, Oregon 97391
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Toledo, OR
To forecast and predict mortgage rates in Toledo, OR 97391, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Toledo, Oregon 97391 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Toledo, Oregon and around Lincoln county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Toledo, Oregon 97391
If you’re looking to buy a new home in Toledo, we have compiled a list of the leading mortgage brokers around Toledo, Oregon 97391 to help you with your search.
Name
Address
Contact
Gallic Financial
146 E 12th Ave
Eugene OR 97391
(541) 434-1818
http://gallicfinancial.com
Robyn LaVassaur - Summit Funding
44 Club Rd
Eugene OR 97391
(541) 868-1852
teamlavassaur@summitfunding.net
Precision Funding
4710 Village Plaza Loop
Eugene OR 97391
(541) 681-8787
info@precisioncapital.net
Opes Advisors
4710 Village Plaza Loop
Eugene OR 97391
(541) 984-5626
klavelle@opesadvisors.com
Directors Mortgage
4725 Village Plaza Loop
Eugene OR 97391
(541) 341-1628
http://www.directorsmortgage.net/
Address
146 E 12th Ave
Eugene OR
Contact
(541) 434-1818
http://gallicfinancial.com
Address
44 Club Rd
Eugene OR
Contact
(541) 868-1852
teamlavassaur@summitfunding.net
Address
4710 Village Plaza Loop
Eugene OR
Contact
(541) 681-8787
info@precisioncapital.net