Compare Today’s Mortgage Rates for Trail, Oregon
Pureloan searches mortgage lenders and major banks in Trail, Oregon 97541 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $20,627 or $57 / month is expected in Trail and other areas of Jackson county.
Pureloan’s search engine explores all home mortgage options in Trail, Oregon 97541, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Trail, Oregon 97541
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Trail, OR
To forecast and predict mortgage rates in Trail, OR 97541, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Trail, Oregon 97541 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Trail, Oregon and around Jackson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Trail, Oregon 97541
If you’re looking to buy a new home in Trail, we have compiled a list of the leading mortgage brokers around Trail, Oregon 97541 to help you with your search.
Name
Address
Contact
Wells Fargo Financial
1550 Biddle Rd
Medford OR 97541
(541) 779-5715
http://wellsfargo.com/
America One Mortgage
1854 NW 6th St
Grants Pass OR 97541
(541) 472-1600
Countrywide Home Loans
615 Medford Ctr
Medford OR 97541
(541) 858-5008
http://www.countrywide.com/
Allen Mortgage Group
21 Hawthorne St
Medford OR 97541
(541) 857-5966
http://www.Realmortgageadvice.com
Premierwest Mortgage
1457 E McAndrews Rd
Medford OR 97541
(541) 773-7127
clientservices@awbank.net
Address
1550 Biddle Rd
Medford OR
Contact
(541) 779-5715
http://wellsfargo.com/
Address
1854 NW 6th St
Grants Pass OR
Contact
(541) 472-1600
Address
615 Medford Ctr
Medford OR
Contact
(541) 858-5008
http://www.countrywide.com/