Compare Today’s Mortgage Rates for Umpqua, Oregon

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Umpqua, Oregon 97486. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $17,559 or $49 / month in Umpqua and other areas of Douglas county.

Our search engine explores all home mortgage options in Umpqua, Oregon 97486, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Umpqua, Oregon 97486

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Umpqua, OR

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Umpqua, OR 97486, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Umpqua, OR

Historical Mortgage Rates for Umpqua, Oregon 97486 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Umpqua, Oregon and around Douglas county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 93.56% 89.86% 91.51% 92.44% 93.73% 94.37% 96.02% 95.86%
avg mortgage rate 4.89% 4.63% 3.90% 4.02% 4.47% 4.13% 3.94% 4.11%
% 15 year fixed mortgage 5.32% 8.28% 6.30% 6.17% 5.31% 4.87% 3.70% 3.13%
avg mortgage rate 4.31% 3.89% 3.28% 3.13% 3.52% 3.32% 3.19% 3.42%
Avg credit score 767.94 770.73 766.26 762.42 759.13 757.24 754.32 756.08
Avg LTV (loan to value) 73.50% 75.90% 78.33% 79.56% 80.08% 80.55% 79.87% 79.07%
Avg DTI (debt to income) 34.44 34.40 33.24 33.84 34.73 35.20 35.58 36.21
% First time homebuyer 28.45% 28.36% 26.28% 24.92% 31.23% 33.67% 34.58% 32.29%
Avg mortgage insurance % 3.19% 5.02% 8.29% 9.65% 10.62% 11.44% 10.42% 9.46%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Umpqua, Oregon 97486

If you’re looking to buy a new home in Umpqua, we have compiled a list of the leading mortgage brokers around Umpqua, Oregon 97486 to help you with your search.

Name
Address
Contact

Always Payday

222 SW Douglas Blvd

Winston OR 97486

(541) 673-7300

Wells Fargo Financial

1550 Biddle Rd

Medford OR 97486

(541) 779-5715

http://wellsfargo.com/

America One Mortgage

1854 NW 6th St

Grants Pass OR 97486

(541) 472-1600

Countrywide Home Loans

615 Medford Ctr

Medford OR 97486

(541) 858-5008

http://www.countrywide.com/

Allen Mortgage Group

21 Hawthorne St

Medford OR 97486

(541) 857-5966

http://www.Realmortgageadvice.com

Address

222 SW Douglas Blvd

Winston OR

Contact

(541) 673-7300

Address

1550 Biddle Rd

Medford OR

Contact

(541) 779-5715

http://wellsfargo.com/

Address

1854 NW 6th St

Grants Pass OR

Contact

(541) 472-1600