Compare Today’s Mortgage Rates in Umpqua, Oregon 97486
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Umpqua, Oregon 97486.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Umpqua, Oregon 97486. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,596 over the lifetime of your mortgage, which translates to a monthly savings of $32 in Umpqua and other areas of Douglas county.
43.374537
-123.535771
40540
Summary of Average Mortgages in Umpqua, Oregon 97486
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Umpqua, Oregon 97486
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Umpqua, Oregon 97486
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Umpqua, OR 97486. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Umpqua, Oregon 97486 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Umpqua, Oregon and around Douglas county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.16% | 95.68% | 97.62% | 94.66% | 94.98% | 93.40% | 92.81% | 94.34% | 92.54% |
avg mortgage rate | 6.52% | 4.60% | 3.05% | 3.45% | 4.43% | 4.69% | 4.24% | 3.95% | 4.15% |
% 15 year fixed mortgage | 1.58% | 3.48% | 2.07% | 4.08% | 4.31% | 5.41% | 5.94% | 4.83% | 6.31% |
avg mortgage rate | 5.56% | 3.79% | 2.52% | 2.96% | 3.80% | 4.09% | 3.54% | 3.24% | 3.38% |
Avg credit score | 758.76 | 758.39 | 756.25 | 763.62 | 755.10 | 763.96 | 755.53 | 756.77 | 760.34 |
Avg LTV (loan to value) | 78.45% | 77.91% | 79.99% | 80.71% | 80.12% | 78.15% | 80.01% | 81.73% | 81.71% |
Avg DTI (debt to income) | 39.29 | 37.54 | 36.16 | 36.47 | 36.57 | 36.57 | 35.97 | 35.34 | 34.55 |
% First time homebuyer | 42.63% | 34.21% | 37.11% | 35.09% | 34.40% | 26.60% | 25.90% | 29.24% | 26.82% |
Avg mortgage insurance % | 13.23% | 10.84% | 11.51% | 12.32% | 11.54% | 9.67% | 10.65% | 12.12% | 11.32% |
Best Mortgage Brokers around Umpqua, Oregon 97486
For those searching for a new home in Umpqua, we have compiled a list of the top mortgage brokers located in and around Umpqua, Oregon 97486 to assist you with your search.
Name
Address
Contact
Always Payday
222 SW Douglas Blvd
Winston OR 97486
(541) 673-7300
Wells Fargo Financial
1550 Biddle Rd
Medford OR 97486
(541) 779-5715
http://wellsfargo.com/
America One Mortgage
1854 NW 6th St
Grants Pass OR 97486
(541) 472-1600
Countrywide Home Loans
615 Medford Ctr
Medford OR 97486
(541) 858-5008
http://www.countrywide.com/
Allen Mortgage Group
21 Hawthorne St
Medford OR 97486
(541) 857-5966
http://www.Realmortgageadvice.com
Address
222 SW Douglas Blvd
Winston OR
Contact
(541) 673-7300
Address
1550 Biddle Rd
Medford OR
Contact
(541) 779-5715
http://wellsfargo.com/
Address
1854 NW 6th St
Grants Pass OR
Contact
(541) 472-1600