Compare Today’s Mortgage Rates for Vale, Oregon
Pureloan searches mortgage lenders and major banks in Vale, Oregon 97918 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $14,102 or $39 / month is expected in Vale and other areas of Malheur county.
Pureloan’s search engine explores all home mortgage options in Vale, Oregon 97918, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Vale, Oregon 97918
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Interactive Mortgage Rate Projections for Vale, OR
To forecast and predict mortgage rates in Vale, OR 97918, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Vale, Oregon 97918 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Vale, Oregon and around Malheur county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Vale, Oregon 97918
If you’re looking to buy a new home in Vale, we have compiled a list of the leading mortgage brokers around Vale, Oregon 97918 to help you with your search.
OneMain Financial
1294 SW 4th Ave
Ontario OR 97918
(541) 889-7099
http://www.onemainfinancial.com
Wells Fargo Home Mortgage
189 SW 1st St
Ontario OR 97918
(541) 889-7656
robert.maund@abbotdowning.com
IMPAC Mortgage a division of Excel Mortgage Servicing, - NMLS# 128231
1159 SW 4th Ave
Ontario OR 97918
(541) 291-4516
info@impacmail.com
Eagle Home Mortgage
1159 SW 4th Ave
Ontario OR 97918
(541) 881-1585
http://www.eaglehomemortgage.com
Eastern Oregon Consulting
1159 SW 4th Ave
Ontario OR 97918
(541) 889-5578
Address
1294 SW 4th Ave
Ontario OR
Contact
(541) 889-7099
http://www.onemainfinancial.com
Address
189 SW 1st St
Ontario OR
Contact
(541) 889-7656
robert.maund@abbotdowning.com
Address
1159 SW 4th Ave
Ontario OR
Contact
(541) 291-4516
info@impacmail.com