Compare Today’s Mortgage Rates for Vida, Oregon
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Vida, Oregon 97488. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,109 or $39 / month in Vida and surrounding areas of Lane county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Vida, Oregon 97488.
Summary of Average Mortgage Terms in Vida, Oregon 97488
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Vida, OR
To forecast and predict mortgage rates in Vida, OR 97488, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Vida, Oregon 97488 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Vida, Oregon and around Lane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.56% | 89.86% | 91.51% | 92.44% | 93.73% | 94.37% | 96.02% | 95.86% |
| avg mortgage rate | 4.89% | 4.63% | 3.90% | 4.02% | 4.47% | 4.13% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 5.32% | 8.28% | 6.30% | 6.17% | 5.31% | 4.87% | 3.70% | 3.13% |
| avg mortgage rate | 4.31% | 3.89% | 3.28% | 3.13% | 3.52% | 3.32% | 3.19% | 3.42% |
| Avg credit score | 767.94 | 770.73 | 766.26 | 762.42 | 759.13 | 757.24 | 754.32 | 756.08 |
| Avg LTV (loan to value) | 73.50% | 75.90% | 78.33% | 79.56% | 80.08% | 80.55% | 79.87% | 79.07% |
| Avg DTI (debt to income) | 34.44 | 34.40 | 33.24 | 33.84 | 34.73 | 35.20 | 35.58 | 36.21 |
| % First time homebuyer | 28.45% | 28.36% | 26.28% | 24.92% | 31.23% | 33.67% | 34.58% | 32.29% |
| Avg mortgage insurance % | 3.19% | 5.02% | 8.29% | 9.65% | 10.62% | 11.44% | 10.42% | 9.46% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Vida, Oregon 97488
If you’re looking to buy a new home in Vida, we have compiled a list of the leading mortgage brokers around Vida, Oregon 97488 to help you with your search.
Name
Address
Contact
Always Payday
222 SW Douglas Blvd
Winston OR 97488
(541) 673-7300
Wells Fargo Financial
1550 Biddle Rd
Medford OR 97488
(541) 779-5715
http://wellsfargo.com/
America One Mortgage
1854 NW 6th St
Grants Pass OR 97488
(541) 472-1600
Countrywide Home Loans
615 Medford Ctr
Medford OR 97488
(541) 858-5008
http://www.countrywide.com/
Allen Mortgage Group
21 Hawthorne St
Medford OR 97488
(541) 857-5966
http://www.Realmortgageadvice.com
Address
222 SW Douglas Blvd
Winston OR
Contact
(541) 673-7300
Address
1550 Biddle Rd
Medford OR
Contact
(541) 779-5715
http://wellsfargo.com/
Address
1854 NW 6th St
Grants Pass OR
Contact
(541) 472-1600