Compare Today’s Mortgage Rates in Yachats, Oregon 97498
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Yachats, Oregon 97498.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Yachats, Oregon 97498. For a 30-year fixed loan, our calculations show that you can expect to save up to $12,330 over the lifetime of your mortgage, which translates to a monthly savings of $34 in Yachats and other areas of Lincoln county.
Summary of Average Mortgages in Yachats, Oregon 97498
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Interactive Mortgage Rate Projections for Yachats, Oregon 97498
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Yachats, OR 97498. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Yachats, Oregon 97498 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Yachats, Oregon and around Lincoln county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.16% | 95.68% | 97.62% | 94.66% | 94.98% | 93.40% | 92.81% | 94.34% | 92.54% |
avg mortgage rate | 6.52% | 4.60% | 3.05% | 3.45% | 4.43% | 4.69% | 4.24% | 3.95% | 4.15% |
% 15 year fixed mortgage | 1.58% | 3.48% | 2.07% | 4.08% | 4.31% | 5.41% | 5.94% | 4.83% | 6.31% |
avg mortgage rate | 5.56% | 3.79% | 2.52% | 2.96% | 3.80% | 4.09% | 3.54% | 3.24% | 3.38% |
Avg credit score | 758.76 | 758.39 | 756.25 | 763.62 | 755.10 | 763.96 | 755.53 | 756.77 | 760.34 |
Avg LTV (loan to value) | 78.45% | 77.91% | 79.99% | 80.71% | 80.12% | 78.15% | 80.01% | 81.73% | 81.71% |
Avg DTI (debt to income) | 39.29 | 37.54 | 36.16 | 36.47 | 36.57 | 36.57 | 35.97 | 35.34 | 34.55 |
% First time homebuyer | 42.63% | 34.21% | 37.11% | 35.09% | 34.40% | 26.60% | 25.90% | 29.24% | 26.82% |
Avg mortgage insurance % | 13.23% | 10.84% | 11.51% | 12.32% | 11.54% | 9.67% | 10.65% | 12.12% | 11.32% |
Best Mortgage Brokers around Yachats, Oregon 97498
For those searching for a new home in Yachats, we have compiled a list of the top mortgage brokers located in and around Yachats, Oregon 97498 to assist you with your search.
Wells Fargo Financial
1550 Biddle Rd
Medford OR 97498
(541) 779-5715
http://wellsfargo.com/
Countrywide Home Loans
615 Medford Ctr
Medford OR 97498
(541) 858-5008
http://www.countrywide.com/
Allen Mortgage Group
21 Hawthorne St
Medford OR 97498
(541) 857-5966
http://www.Realmortgageadvice.com
Premierwest Mortgage
1457 E McAndrews Rd
Medford OR 97498
(541) 773-7127
clientservices@awbank.net
Medford Mortgages
121 Genessee St
Medford OR 97498
(541) 772-9987
medfordlending@gmail.com
Address
1550 Biddle Rd
Medford OR
Contact
(541) 779-5715
http://wellsfargo.com/
Address
615 Medford Ctr
Medford OR
Contact
(541) 858-5008
http://www.countrywide.com/
Address
21 Hawthorne St
Medford OR
Contact
(541) 857-5966
http://www.Realmortgageadvice.com